Clearedge Lending LLC mortgage approval rate & lending review
Clearedge Lending LLC decided 8,101 mortgage applications and funded 5,712 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Clearedge Lending LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to clearedgelending.com.
This lender is broker only. It does not take applications from borrowers directly; you would reach it through a mortgage broker.
Clearedge Lending LLC at a glance
Approval is 10.2 points below the 82.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 2,119 / 2,631 | 99% | $565K | 2,089 |
| Cash-out refinance | 67% | 499 / 745 | 97% | $605K | 485 |
| Refinance | 61% | 188 / 309 | 97% | $1.12M | 182 |
| Investment property purchase | 75% | 1,868 / 2,492 | 98% | $325K | 1,830 |
| Investment cash-out refinance | 64% | 858 / 1,332 | 96% | $285K | 827 |
| Investment refinance | 52% | 307 / 592 | 97% | $305K | 299 |
Clearedge Lending LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 72% | $305K | 2,491 | 1,742 |
| California | 79% | $1.25M | 2,245 | 1,736 |
| Texas | 69% | $325K | 654 | 442 |
| Georgia | 70% | $415K | 474 | 325 |
| Nevada | 71% | $495K | 159 | 111 |
| Maryland | 68% | $345K | 151 | 99 |
| Tennessee | 68% | $275K | 149 | 100 |
| Arizona | 64% | $445K | 146 | 91 |
| Washington | 75% | $615K | 143 | 105 |
| Illinois | 64% | $295K | 141 | 86 |
| North Carolina | 70% | $245K | 128 | 88 |
| South Carolina | 74% | $225K | 122 | 88 |
| Ohio | 69% | $165K | 110 | 73 |
| Pennsylvania | 76% | $255K | 104 | 77 |
| New Jersey | 62% | $305K | 103 | 61 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Clearedge Lending LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Miami-Dade County, FL | Investment property purchase | 74% | 168 | 119 |
| Los Angeles County, CA | Investment property purchase | 86% | 132 | 109 |
| Palm Beach County, FL | Investment property purchase | 85% | 102 | 86 |
| Los Angeles County, CA | Investment cash-out refinance | 79% | 108 | 81 |
| Broward County, FL | Investment property purchase | 69% | 86 | 59 |
| Lee County, FL | Investment property purchase | 76% | 71 | 54 |
| Orange County, CA | Investment property purchase | 84% | 62 | 52 |
| Orange County, FL | Investment property purchase | 84% | 58 | 49 |
| Riverside County, CA | Investment property purchase | 78% | 58 | 44 |
| Miami-Dade County, FL | Investment cash-out refinance | 59% | 81 | 44 |
| San Diego County, CA | Investment property purchase | 81% | 53 | 42 |
| Osceola County, FL | Investment property purchase | 68% | 65 | 40 |
The county markets where Clearedge Lending LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Clearedge Lending LLC
What is Clearedge Lending LLC's mortgage approval rate?
Clearedge Lending LLC approved 72.1% of the 8,101 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.2 points below the 82.3% national rate for the same mix of loan types.
How often do borrowers take the loan Clearedge Lending LLC offers?
Borrowers accepted 98% of the loans Clearedge Lending LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Clearedge Lending LLC make?
The typical home purchase mortgage loan Clearedge Lending LLC made was $565K; across all loan types its typical loan ran from $285K to $1.12M. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Clearedge Lending LLC lend?
Clearedge Lending LLC decided applications in 44 of the states Fat Boy Data covers, most of them in Florida, California and Texas.
Can I apply to Clearedge Lending LLC directly?
No. Clearedge Lending LLC is a wholesale lender: it funds loans that mortgage brokers bring to it and does not take applications from borrowers directly. Its website is clearedgelending.com.
Does this page show Clearedge Lending LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Clearedge Lending LLC treats applications, then get a rate quote from the lender.