Lender profile · HMDA 2023–2025
Cornerstone Capital Bank, Ssb mortgage approval rates & lending data
Cornerstone Capital Bank, Ssb decided 21,040 mortgage applications and funded 20,348 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 18,152 / 18,640 | 99% | $365K | 18,054 |
| Cash-out refinance | 94% | 533 / 570 | 99% | $245K | 528 |
| Refinance | 97% | 619 / 638 | 100% | $505K | 618 |
| Investment property purchase | 97% | 1,028 / 1,059 | 99% | $285K | 1,022 |
| Investment cash-out refinance | 94% | 47 / 50 | 100% | $265K | 47 |
| Investment refinance | 93% | 51 / 55 | 100% | $495K | 51 |
Cornerstone Capital Bank, Ssb lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $375K | 8,195 | 7,873 |
| Washington | 98% | $565K | 3,390 | 3,297 |
| North Carolina | 98% | $295K | 2,269 | 2,216 |
| Oklahoma | 98% | $235K | 2,060 | 2,011 |
| Colorado | 97% | $425K | 1,074 | 1,036 |
| California | 98% | $705K | 616 | 599 |
| New Mexico | 97% | $185K | 532 | 515 |
| Montana | 98% | $475K | 459 | 448 |
| Arkansas | 99% | $215K | 419 | 411 |
| Arizona | 98% | $425K | 405 | 394 |
| South Carolina | 96% | $375K | 180 | 171 |
| Idaho | 99% | $435K | 164 | 163 |
| Oregon | 99% | $415K | 160 | 158 |
| Florida | 94% | $375K | 144 | 134 |
| Utah | 94% | $445K | 121 | 113 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.