Cornerstone First Mortgage, Inc mortgage approval rate & lending review
Cornerstone First Mortgage, Inc decided 11,728 mortgage applications and funded 11,280 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Cornerstone First Mortgage, Inc reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to cornerstonefirst.com.
Cornerstone First Mortgage, Inc at a glance
Approval is 11.1 points above the 85.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 7,876 / 8,177 | 100% | $355K | 7,860 |
| Cash-out refinance | 97% | 516 / 533 | 100% | $285K | 514 |
| Refinance | 95% | 780 / 825 | 100% | $395K | 779 |
| Investment property purchase | 97% | 1,449 / 1,489 | 100% | $305K | 1,448 |
| Investment cash-out refinance | 97% | 226 / 234 | 100% | $265K | 226 |
| Investment refinance | 97% | 449 / 465 | 100% | $255K | 448 |
Cornerstone First Mortgage, Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 95% | $325K | 2,975 | 2,831 |
| California | 98% | $675K | 1,329 | 1,307 |
| Washington | 98% | $415K | 1,108 | 1,086 |
| New Jersey | 97% | $505K | 985 | 948 |
| Ohio | 98% | $195K | 651 | 637 |
| Texas | 92% | $315K | 562 | 518 |
| Arizona | 100% | $405K | 451 | 449 |
| Georgia | 95% | $355K | 380 | 362 |
| Michigan | 98% | $245K | 313 | 307 |
| Alabama | 98% | $245K | 283 | 276 |
| Illinois | 91% | $265K | 265 | 240 |
| Oregon | 97% | $435K | 208 | 201 |
| Virginia | 95% | $485K | 179 | 170 |
| Tennessee | 95% | $285K | 152 | 145 |
| Louisiana | 89% | $215K | 151 | 134 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Cornerstone First Mortgage, Inc lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Miami-Dade County, FL | Mortgage lenders | 93% | 349 | 326 |
| Pierce County, WA | Mortgage lenders | 99% | 295 | 292 |
| Hillsborough County, FL | Mortgage lenders | 95% | 269 | 256 |
| San Diego County, CA | Mortgage lenders | 97% | 236 | 230 |
| Montgomery County, OH | Mortgage lenders | 99% | 208 | 205 |
| Kitsap County, WA | Mortgage lenders | 99% | 165 | 162 |
| Osceola County, FL | Investment property purchase | 99% | 135 | 133 |
| Miami-Dade County, FL | Investment property purchase | 96% | 133 | 128 |
| Contra Costa County, CA | Mortgage lenders | 99% | 118 | 117 |
| Osceola County, FL | Mortgage lenders | 98% | 103 | 100 |
| Benton County, WA | Mortgage lenders | 99% | 99 | 97 |
| Miami County, OH | Mortgage lenders | 100% | 88 | 88 |
The county markets where Cornerstone First Mortgage, Inc made the most loans. Each link opens that market with every lender ranked.
Questions about Cornerstone First Mortgage, Inc
What is Cornerstone First Mortgage, Inc's mortgage approval rate?
Cornerstone First Mortgage, Inc approved 96.4% of the 11,728 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.1 points above the 85.2% national rate for the same mix of loan types.
How often do borrowers take the loan Cornerstone First Mortgage, Inc offers?
Borrowers accepted 100% of the loans Cornerstone First Mortgage, Inc approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Cornerstone First Mortgage, Inc make?
The typical home purchase mortgage loan Cornerstone First Mortgage, Inc made was $355K; across all loan types its typical loan ran from $255K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Cornerstone First Mortgage, Inc lend?
Cornerstone First Mortgage, Inc decided applications in 50 of the states Fat Boy Data covers, most of them in Florida, California and Washington.
Can I apply to Cornerstone First Mortgage, Inc directly?
Yes. Cornerstone First Mortgage, Inc reports as a direct lender that takes applications from borrowers. Its website is cornerstonefirst.com.
Does this page show Cornerstone First Mortgage, Inc's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Cornerstone First Mortgage, Inc treats applications, then get a rate quote from the lender.