Credit Union of Colorado, A Federal Credit Union mortgage approval rate & lending review
Credit Union of Colorado, A Federal Credit Union decided 1,730 mortgage applications and funded 1,319 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Credit Union of Colorado, A Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Credit Union of Colorado, A Federal Credit Union at a glance
Approval is 8.0 points above the 71.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 167 / 175 | 92% | $325K | 154 |
| Home improvement loans | 77% | 20 / 26 | 100% | $45K | 20 |
| Cash-out refinance | 80% | 1,051 / 1,309 | 98% | $95K | 1,027 |
| Refinance | 32% | 23 / 72 | 78% | $135K | 18 |
| Investment cash-out refinance | 72% | 87 / 121 | 98% | $125K | 85 |
Credit Union of Colorado, A Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 79% | $95K | 1,700 | 1,295 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Credit Union of Colorado, A Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jefferson County, CO | Cash-out refinance | 82% | 195 | 157 |
| Denver County, CO | Cash-out refinance | 82% | 179 | 144 |
| Adams County, CO | Cash-out refinance | 73% | 166 | 118 |
| Arapahoe County, CO | Cash-out refinance | 75% | 156 | 114 |
| Mesa County, CO | Cash-out refinance | 83% | 138 | 111 |
| Weld County, CO | Cash-out refinance | 82% | 135 | 109 |
| Douglas County, CO | Cash-out refinance | 85% | 94 | 78 |
| Pueblo County, CO | Cash-out refinance | 81% | 86 | 69 |
| Larimer County, CO | Cash-out refinance | 83% | 66 | 54 |
| El Paso County, CO | Cash-out refinance | 75% | 53 | 39 |
| Mesa County, CO | Mortgage lenders | 100% | 32 | 32 |
| Denver County, CO | Investment cash-out refinance | 83% | 24 | 20 |
The county markets where Credit Union of Colorado, A Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Credit Union of Colorado, A Federal Credit Union
What is Credit Union of Colorado, A Federal Credit Union's mortgage approval rate?
Credit Union of Colorado, A Federal Credit Union approved 79.0% of the 1,730 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.0 points above the 71.0% national rate for the same mix of loan types.
How often do borrowers take the loan Credit Union of Colorado, A Federal Credit Union offers?
Borrowers accepted 97% of the loans Credit Union of Colorado, A Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Credit Union of Colorado, A Federal Credit Union make?
The typical cash-out refinance loan Credit Union of Colorado, A Federal Credit Union made was $95K; across all loan types its typical loan ran from $45K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Credit Union of Colorado, A Federal Credit Union lend?
Credit Union of Colorado, A Federal Credit Union decided applications in 7 of the states Fat Boy Data covers, most of them in Colorado, Kansas and New Mexico.
Can I apply to Credit Union of Colorado, A Federal Credit Union directly?
Yes. Credit Union of Colorado, A Federal Credit Union reports as a direct lender that takes applications from borrowers.
Does this page show Credit Union of Colorado, A Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Credit Union of Colorado, A Federal Credit Union treats applications, then get a rate quote from the lender.