Day Air Credit Union, Inc. mortgage approval rate & lending review
Day Air Credit Union, Inc. decided 1,799 mortgage applications and funded 1,508 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Day Air Credit Union, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Day Air Credit Union, Inc. at a glance
Approval is 13.2 points above the 73.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 571 / 598 | 96% | $155K | 546 |
| Home improvement loans | 84% | 658 / 781 | 100% | $45K | 656 |
| Cash-out refinance | 71% | 158 / 222 | 94% | $45K | 148 |
| Refinance | 78% | 65 / 83 | 97% | $75K | 63 |
| Investment property purchase | 100% | 64 / 64 | 94% | $125K | 60 |
| Investment home improvement | 56% | 15 / 27 | 100% | $35K | 15 |
Day Air Credit Union, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 86% | $45K | 1,787 | 1,500 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Day Air Credit Union, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Montgomery County, OH | Home improvement loans | 83% | 523 | 432 |
| Montgomery County, OH | Mortgage lenders | 94% | 403 | 362 |
| Greene County, OH | Home improvement loans | 86% | 117 | 101 |
| Montgomery County, OH | Cash-out refinance | 70% | 152 | 98 |
| Greene County, OH | Mortgage lenders | 96% | 77 | 74 |
| Warren County, OH | Home improvement loans | 98% | 48 | 47 |
| Montgomery County, OH | Refinance | 76% | 59 | 44 |
| Warren County, OH | Mortgage lenders | 100% | 43 | 40 |
| Montgomery County, OH | Investment property purchase | 100% | 34 | 31 |
| Miami County, OH | Home improvement loans | 76% | 33 | 25 |
| Greene County, OH | Cash-out refinance | 74% | 31 | 23 |
| Clark County, OH | Home improvement loans | 78% | 27 | 21 |
The county markets where Day Air Credit Union, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Day Air Credit Union, Inc.
What is Day Air Credit Union, Inc.'s mortgage approval rate?
Day Air Credit Union, Inc. approved 86.3% of the 1,799 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.2 points above the 73.2% national rate for the same mix of loan types.
How often do borrowers take the loan Day Air Credit Union, Inc. offers?
Borrowers accepted 97% of the loans Day Air Credit Union, Inc. approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Day Air Credit Union, Inc. make?
The typical home improvement loan loan Day Air Credit Union, Inc. made was $45K; across all loan types its typical loan ran from $35K to $155K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Day Air Credit Union, Inc. lend?
Day Air Credit Union, Inc. decided applications in 6 of the states Fat Boy Data covers, most of them in Ohio, Florida and North Carolina.
Can I apply to Day Air Credit Union, Inc. directly?
Yes. Day Air Credit Union, Inc. is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Day Air Credit Union, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Day Air Credit Union, Inc. treats applications, then get a rate quote from the lender.