Refinance lenders in Montgomery County, Ohio
Fat Boy Data analyzed mortgage refinance activity in Montgomery County, Ohio, home to Dayton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,080 applications were decided by 209 lenders between 2023 and 2025.
Montgomery County at a glance
How Montgomery County compares
What the data shows
Wright-Patt Credit Union, Inc. made the most mortgage refinances in Montgomery County, OH, 682 of them.
Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 233.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Montgomery County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Wright-Patt Credit Union, Inc. | 72% | 739 / 1,029 | 92% | $75K | 682 |
| 2 | Fifth Third Bank, National Association | 79% | 567 / 719 | 96% | $75K | 547 |
| 3 | Union Savings Bank | 91% | 284 / 313 | 98% | $205K | 279 |
| 4 | PNC Bank, National Association | 78% | 235 / 303 | 96% | $95K | 225 |
| 5 | Freedom Mortgage Corporation | 97% | 227 / 233 | 78% | $235K | 178 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 204 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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