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refinance lenders · HMDA 2023–2025

Refinance lenders in Montgomery County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Montgomery County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,080 applications were decided by 209 lenders between 2023 and 2025.

Montgomery County at a glance

209Active lenders31 with 20+ decisions
77.3%Market approval rate3,928 of 5,080 decided
$105KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,628 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County77.3%Ohio76.9%All 616 counties76.5%
Typical loan compared
Montgomery County$105KOhio$105KAll 616 counties$295K

What the data shows

Wright-Patt Credit Union, Inc. made the most mortgage refinances in Montgomery County, OH, 682 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 233.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 37% approved of 70Lakeview Loan Servicing, LLC: 52% approved of 50Carrington Mortgage Services, LLC: 54% approved of 26Newrez LLC: 58% approved of 67Bridge Credit Union, Inc.: 59% approved of 27Third Federal Savings And Loan Association Of Cleveland: 64% approved of 61Mortgage Research Center, LLC: 65% approved of 158KeyBank National Association: 68% approved of 40The Huntington National Bank: 70% approved of 231U.S. Bank National Association: 72% approved of 67Wright-Patt Credit Union, Inc.: 72% approved of 1,029Day Air Credit Union, Inc.: 76% approved of 59Royal United Mortgage LLC: 76% approved of 59PNC Bank, National Association: 78% approved of 303Amerihome Mortgage Company, LLC: 78% approved of 27Loandepot.Com, LLC: 78% approved of 23Fifth Third Bank, National Association: 79% approved of 719Universal 1 Credit Union: 81% approved of 21Rocket Mortgage, LLC: 82% approved of 212Planet Home Lending, LLC: 85% approved of 33United Wholesale Mortgage, LLC: 85% approved of 208Mutual of Omaha Mortgage, Inc.: 86% approved of 22JPMorgan Chase Bank, National Association: 88% approved of 24Village Capital & Investment LLC: 88% approved of 83Pennymac Loan Services, LLC: 90% approved of 144Nationstar Mortgage LLC: 90% approved of 39Union Savings Bank: 91% approved of 313Union Home Mortgage Corp.: 93% approved of 28New Day Financial, LLC: 95% approved of 20Crosscountry Mortgage, LLC: 96% approved of 27Freedom Mortgage Corporation: 97% approved of 233

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wright-Patt Credit Union, Inc.72%739 / 1,02992%$75K682
2Fifth Third Bank, National Association79%567 / 71996%$75K547
3Union Savings Bank91%284 / 31398%$205K279
4PNC Bank, National Association78%235 / 30396%$95K225
5Freedom Mortgage Corporation97%227 / 23378%$235K178

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 204 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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