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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Montgomery County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Montgomery County, Ohio, home to Dayton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,442 applications were decided by 209 lenders between 2023 and 2025.

Montgomery County at a glance

209Active lenders36 with 20+ decisions
68.5%Market approval rate3,730 of 5,442 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,540 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County68.5%Ohio70.0%All 616 counties68.2%
Typical loan compared
Montgomery County$135KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Montgomery County, OH, 804 of them.

Treadwell Credit Union Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 26% approved of 329One lender: 27% approved of 82One lender: 38% approved of 39One lender: 39% approved of 36One lender: 39% approved of 149One lender: 47% approved of 174One lender: 48% approved of 167One lender: 50% approved of 26One lender: 52% approved of 23One lender: 55% approved of 66One lender: 59% approved of 39One lender: 61% approved of 161One lender: 66% approved of 140One lender: 67% approved of 21One lender: 68% approved of 37One lender: 69% approved of 94One lender: 70% approved of 152One lender: 70% approved of 40One lender: 71% approved of 186One lender: 71% approved of 62One lender: 71% approved of 98One lender: 72% approved of 32One lender: 73% approved of 180Fifth Third Bank, National Association: 74% approved of 203Rocket Mortgage, LLC: 77% approved of 1,072One lender: 80% approved of 103One lender: 81% approved of 140One lender: 81% approved of 26Wright-Patt Credit Union, Inc.: 82% approved of 235One lender: 82% approved of 22The Huntington National Bank: 83% approved of 235One lender: 87% approved of 91One lender: 90% approved of 184One lender: 95% approved of 21One lender: 100% approved of 49One lender: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%830 / 1,07297%$135K804
2Amerisave Mortgage Corporation26%84 / 329100%$75K84
3Wright-Patt Credit Union, Inc.82%192 / 23591%$115K174
4The Huntington National Bank83%194 / 23595%$115K184
5Fifth Third Bank, National Association74%151 / 20399%$125K149

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 204 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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