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investment property lenders · HMDA 2023–2025

Investment property lenders in Montgomery County, Ohio

Fat Boy Data analyzed investment property mortgage activity in Montgomery County, Ohio, home to Dayton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,358 applications were decided by 258 lenders between 2023 and 2025.

Montgomery County at a glance

258Active lenders25 with 20+ decisions
89.1%Market approval rate2,102 of 2,358 decided
$125KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,964 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County89.1%Ohio88.5%All 616 counties87.5%
Typical loan compared
Montgomery County$125KOhio$125KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Montgomery County, OH, 189 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 76.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 47% approved of 34One lender: 66% approved of 44One lender: 74% approved of 31One lender: 78% approved of 32One lender: 79% approved of 29United Wholesale Mortgage, LLC: 81% approved of 135One lender: 84% approved of 38One lender: 86% approved of 91One lender: 89% approved of 27One lender: 91% approved of 32Union Savings Bank: 91% approved of 176One lender: 92% approved of 24The Huntington National Bank: 92% approved of 103Kiavi Funding, Inc.: 93% approved of 209One lender: 94% approved of 32Bpl Mortgage, LLC: 94% approved of 108One lender: 96% approved of 25One lender: 97% approved of 36One lender: 100% approved of 76One lender: 100% approved of 34One lender: 100% approved of 34One lender: 100% approved of 31One lender: 100% approved of 27One lender: 100% approved of 23One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.93%195 / 20997%$125K189
2Union Savings Bank91%161 / 17698%$125K157
3United Wholesale Mortgage, LLCBroker only81%109 / 13599%$95K108
4Bpl Mortgage, LLC94%102 / 10889%$75K91
5The Huntington National Bank92%95 / 10398%$105K93

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 253 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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