Home improvement loan lenders in Miami County, Ohio
Fat Boy Data analyzed home improvement loan activity in Miami County, Ohio, home to Troy, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,498 applications were decided by 66 lenders between 2023 and 2025.
Miami County at a glance
How Miami County compares
What the data shows
Wright-Patt Credit Union, Inc. made the most home improvement loans in Miami County, OH, 368 of them.
That is 38% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Abbey Credit Union, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.
Lenders approved 69.0% of home improvement loan applications in Miami County, OH, 5.4 percentage points above the Ohio rate of 63.6%.
The typical home improvement loan here is $55K, 15% smaller than the Ohio typical of $65K.
Only 2 lenders here typically write at or below $35K: The Park National Bank, Figure Lending LLC.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Miami County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Wright-Patt Credit Union, Inc. | 71% | 412 / 584 | 89% | $55K | 368 |
| 2 | Fifth Third Bank, National Association | 73% | 115 / 158 | 99% | $55K | 114 |
| 3 | The Huntington National Bank | 49% | 54 / 110 | 94% | $55K | 51 |
| 4 | U.S. Bank National Association | 47% | 47 / 101 | 100% | $55K | 47 |
| 5 | The Park National Bank | 75% | 58 / 77 | 100% | $35K | 58 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 61 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Miami County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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