Delmar Financial Company mortgage approval rate & lending review
Delmar Financial Company decided 5,213 mortgage applications and funded 4,398 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Delmar Financial Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Delmar Financial Company at a glance
Approval is 12.1 points above the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 4,081 / 4,172 | 87% | $245K | 3,540 |
| Cash-out refinance | 96% | 220 / 230 | 85% | $245K | 186 |
| Refinance | 99% | 421 / 426 | 86% | $305K | 361 |
| Investment property purchase | 99% | 303 / 306 | 82% | $195K | 249 |
| Investment cash-out refinance | 92% | 44 / 48 | 84% | $135K | 37 |
| Investment refinance | 94% | 29 / 31 | 86% | $245K | 25 |
Delmar Financial Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $235K | 1,462 | 1,267 |
| Missouri | 98% | $245K | 1,249 | 1,072 |
| South Carolina | 99% | $265K | 661 | 543 |
| Florida | 98% | $215K | 345 | 264 |
| North Carolina | 100% | $305K | 245 | 205 |
| Mississippi | 97% | $185K | 215 | 182 |
| Tennessee | 99% | $275K | 184 | 161 |
| Nebraska | 99% | $235K | 180 | 162 |
| Michigan | 96% | $175K | 130 | 108 |
| Kansas | 99% | $365K | 122 | 111 |
| Texas | 98% | $475K | 89 | 65 |
| California | 94% | $305K | 36 | 25 |
| Georgia | 97% | $265K | 35 | 25 |
| Ohio | 91% | $175K | 35 | 29 |
| Pennsylvania | 96% | $245K | 24 | 16 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Delmar Financial Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| St. Clair County, IL | Mortgage lenders | 96% | 820 | 716 |
| Madison County, IL | Mortgage lenders | 98% | 412 | 364 |
| St. Charles County, MO | Mortgage lenders | 99% | 267 | 241 |
| St. Louis County, MO | Mortgage lenders | 99% | 224 | 187 |
| St. Louis city, MO | Mortgage lenders | 99% | 224 | 187 |
| Leon County, FL | Mortgage lenders | 100% | 181 | 143 |
| Jackson County, MS | Mortgage lenders | 97% | 159 | 135 |
| Lancaster County, NE | Mortgage lenders | 98% | 132 | 116 |
| Lexington County, SC | Mortgage lenders | 100% | 125 | 103 |
| Greenville County, SC | Mortgage lenders | 98% | 108 | 88 |
| Richland County, SC | Mortgage lenders | 99% | 86 | 74 |
| Jefferson County, MO | Mortgage lenders | 93% | 88 | 73 |
The county markets where Delmar Financial Company made the most loans. Each link opens that market with every lender ranked.
Questions about Delmar Financial Company
What is Delmar Financial Company's mortgage approval rate?
Delmar Financial Company approved 97.8% of the 5,213 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.1 points above the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan Delmar Financial Company offers?
Borrowers accepted 86% of the loans Delmar Financial Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Delmar Financial Company make?
The typical home purchase mortgage loan Delmar Financial Company made was $245K; across all loan types its typical loan ran from $135K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Delmar Financial Company lend?
Delmar Financial Company decided applications in 39 of the states Fat Boy Data covers, most of them in Illinois, Missouri and South Carolina.
Can I apply to Delmar Financial Company directly?
Yes. Delmar Financial Company reports as a direct lender that takes applications from borrowers.
Does this page show Delmar Financial Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Delmar Financial Company treats applications, then get a rate quote from the lender.