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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kendall County, Illinois

Fat Boy Data analyzed cash-out refinance activity in Kendall County, Illinois, home to Oswego, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,961 applications were decided by 163 lenders between 2023 and 2025.

Kendall County at a glance

163Active lenders22 with 20+ decisions
69.1%Market approval rate1,355 of 1,961 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,286 loans funded

How Kendall County compares

Approval rate compared
Kendall County69.1%Illinois66.4%All 616 counties68.2%
Typical loan compared
Kendall County$165KIllinois$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kendall County, IL, 323 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

GREENSTATE Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 25Amerisave Mortgage Corporation: 28% approved of 114One lender: 35% approved of 43One lender: 36% approved of 22Carrington Mortgage Services, LLC: 38% approved of 87Newrez LLC: 53% approved of 89One lender: 56% approved of 25One lender: 61% approved of 59One lender: 62% approved of 24One lender: 65% approved of 23One lender: 69% approved of 58One lender: 69% approved of 71One lender: 74% approved of 85One lender: 78% approved of 23One lender: 79% approved of 39One lender: 81% approved of 42Rocket Mortgage, LLC: 82% approved of 401One lender: 83% approved of 36One lender: 90% approved of 61One lender: 91% approved of 44Old Second National Bank: 92% approved of 107One lender: 95% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Kendall County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%328 / 40198%$165K323
2Amerisave Mortgage Corporation28%32 / 114100%$155K32
3Old Second National Bank92%98 / 10796%$105K94
4Newrez LLC53%47 / 8996%$165K45
5Carrington Mortgage Services, LLC38%33 / 8782%$225K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 158 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Kendall County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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