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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in DuPage County, Illinois

Fat Boy Data analyzed cash-out refinance activity in DuPage County, Illinois, home to Naperville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,863 applications were decided by 286 lenders between 2023 and 2025.

DuPage County at a glance

286Active lenders47 with 20+ decisions
71.4%Market approval rate5,617 of 7,863 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,351 loans funded

How DuPage County compares

Approval rate compared
DuPage County71.4%Illinois66.4%All 616 counties68.2%
Typical loan compared
DuPage County$175KIllinois$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in DuPage County, IL, 897 of them.

GREENSTATE Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 122.

Lenders approved 71.4% of cash-out refinance applications in DuPage County, IL, 5.1 percentage points above the Illinois rate of 66.4%.

The typical cash-out refinance here is $175K, 13% larger than the Illinois typical of $155K.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 49Amerisave Mortgage Corporation: 22% approved of 405One lender: 23% approved of 57One lender: 36% approved of 161One lender: 37% approved of 30One lender: 41% approved of 61One lender: 50% approved of 60One lender: 50% approved of 311One lender: 52% approved of 54One lender: 60% approved of 43One lender: 61% approved of 72One lender: 62% approved of 21One lender: 63% approved of 75One lender: 63% approved of 76One lender: 65% approved of 37One lender: 65% approved of 40One lender: 65% approved of 43One lender: 66% approved of 120One lender: 67% approved of 165One lender: 69% approved of 70One lender: 70% approved of 178One lender: 71% approved of 253One lender: 71% approved of 38BMO Bank National Association: 73% approved of 725One lender: 74% approved of 65One lender: 74% approved of 285The Huntington National Bank: 75% approved of 346One lender: 75% approved of 20United Wholesale Mortgage, LLC: 77% approved of 345One lender: 77% approved of 127One lender: 77% approved of 53One lender: 79% approved of 57One lender: 81% approved of 303One lender: 82% approved of 60One lender: 83% approved of 30One lender: 84% approved of 25One lender: 84% approved of 165Rocket Mortgage, LLC: 84% approved of 1,102One lender: 86% approved of 22One lender: 87% approved of 55One lender: 89% approved of 63One lender: 90% approved of 200One lender: 90% approved of 21One lender: 91% approved of 44One lender: 91% approved of 144One lender: 92% approved of 122One lender: 97% approved of 71

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in DuPage County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%931 / 1,10296%$135K897
2BMO Bank National Association73%526 / 72596%$175K503
3Amerisave Mortgage Corporation22%88 / 40598%$65K86
4The Huntington National Bank75%259 / 34697%$195K251
5United Wholesale Mortgage, LLCBroker only77%265 / 34597%$245K257

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 281 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in DuPage County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
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