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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in DuPage County, Illinois

Fat Boy Data analyzed cash-out refinance activity in DuPage County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,863 applications were decided by 286 lenders between 2023 and 2025.

DuPage County at a glance

286Active lenders47 with 20+ decisions
71.4%Market approval rate5,617 of 7,863 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,351 loans funded

How DuPage County compares

Approval rate compared
DuPage County71.4%Illinois66.4%All 616 counties68.2%
Typical loan compared
DuPage County$175KIllinois$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in DuPage County, IL, 897 of them.

GREENSTATE Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 122.

Lenders approved 71.4% of cash-out refinance applications in DuPage County, IL, 5.1 percentage points above the Illinois rate of 66.4%.

The typical cash-out refinance here is $175K, 13% larger than the Illinois typical of $155K.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 20% approved of 49Amerisave Mortgage Corporation: 22% approved of 405Lakeview Loan Servicing, LLC: 23% approved of 57Carrington Mortgage Services, LLC: 36% approved of 161American Financing Corporation: 37% approved of 30New Day Financial, LLC: 41% approved of 61Spring Eq, LLC: 50% approved of 60Newrez LLC: 50% approved of 311Neighborhood Loans, Inc.: 52% approved of 54Quorum Federal Credit Union: 60% approved of 43Wells Fargo Bank, National Association: 61% approved of 72Onity Mortgage Corporation: 62% approved of 21Mutual of Omaha Mortgage, Inc.: 63% approved of 75New American Funding, LLC: 63% approved of 76First American Bank: 65% approved of 37Fifth Third Bank, National Association: 65% approved of 40Citibank, National Association: 65% approved of 43Freedom Mortgage Corporation: 66% approved of 120Credit Union 1: 67% approved of 165Flagstar Bank, National Association: 69% approved of 70Loandepot.Com, LLC: 70% approved of 178U.S. Bank National Association: 71% approved of 253Navy Federal Credit Union: 71% approved of 38BMO Bank National Association: 73% approved of 725Pennymac Loan Services, LLC: 74% approved of 65DuPage Credit Union: 74% approved of 285The Huntington National Bank: 75% approved of 346PNC Bank, National Association: 75% approved of 20United Wholesale Mortgage, LLC: 77% approved of 345Nationstar Mortgage LLC: 77% approved of 127Fairway Independent Mortgage Corporation: 77% approved of 53Guild Mortgage Company LLC: 79% approved of 57JPMorgan Chase Bank, National Association: 81% approved of 303Lower, LLC: 82% approved of 60The Federal Savings Bank: 83% approved of 30Plaza Home Mortgage, Inc.: 84% approved of 25Consumers Cooperative Credit Union: 84% approved of 165Rocket Mortgage, LLC: 84% approved of 1,102Sofi Bank, N.A.tional Association: 86% approved of 22American Pacific Mortgage Corporation: 87% approved of 55Crosscountry Mortgage, LLC: 89% approved of 63Old Second National Bank: 90% approved of 200Guidance Residential, LLC: 90% approved of 21Barrington Bank & Trust Company, National Association: 91% approved of 44Guaranteed Rate, Inc.: 91% approved of 144GREENSTATE Credit Union: 92% approved of 122Coastal Community Bank: 97% approved of 71

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in DuPage County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%931 / 1,10296%$135K897
2BMO Bank National Association73%526 / 72596%$175K503
3Amerisave Mortgage Corporation22%88 / 40598%$65K86
4The Huntington National Bank75%259 / 34697%$195K251
5United Wholesale Mortgage, LLCBroker only77%265 / 34597%$245K257

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 281 more lenders.

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Other lending data for DuPage County

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