Home improvement loan lenders in McHenry County, Illinois
Fat Boy Data analyzed home improvement loan activity in McHenry County, Illinois, home to Crystal Lake, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,537 applications were decided by 120 lenders between 2023 and 2025.
McHenry County at a glance
How McHenry County compares
What the data shows
BMO Bank National Association made the most home improvement loans in McHenry County, IL, 257 of them.
Consumers Cooperative Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 88% of 97.
Lenders approved 64.7% of home improvement loan applications in McHenry County, IL, 6.8 percentage points above the Illinois rate of 57.9%.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in McHenry County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | BMO Bank National Association | 60% | 259 / 435 | 99% | $85K | 257 |
| 2 | Fifth Third Bank, National Association | 65% | 174 / 268 | 95% | $85K | 165 |
| 3 | Baxter Credit Union | 87% | 229 / 264 | 86% | $65K | 196 |
| 4 | Bank of America, National Association | 46% | 113 / 245 | 96% | $85K | 109 |
| 5 | The Huntington National Bank | 51% | 121 / 237 | 99% | $75K | 120 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 115 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in McHenry County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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