Equity Prime Mortgage LLC mortgage approval rate & lending review
Equity Prime Mortgage LLC decided 24,880 mortgage applications and funded 21,512 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Equity Prime Mortgage LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to epmwholesale.com.
This lender is broker only. It does not take applications from borrowers directly; you would reach it through a mortgage broker.
Equity Prime Mortgage LLC at a glance
Approval is 6.5 points above the 81.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 14,198 / 15,647 | 99% | $285K | 14,028 |
| Cash-out refinance | 81% | 6,072 / 7,502 | 99% | $275K | 6,000 |
| Refinance | 87% | 1,220 / 1,398 | 99% | $335K | 1,206 |
| Investment property purchase | 91% | 188 / 207 | 95% | $285K | 178 |
| Investment cash-out refinance | 75% | 63 / 84 | 100% | $195K | 63 |
| Investment refinance | 90% | 38 / 42 | 97% | $355K | 37 |
Equity Prime Mortgage LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 88% | $305K | 4,109 | 3,561 |
| Texas | 90% | $285K | 2,775 | 2,481 |
| California | 88% | $455K | 2,709 | 2,364 |
| Georgia | 86% | $315K | 1,456 | 1,234 |
| Arizona | 88% | $325K | 1,410 | 1,228 |
| Louisiana | 90% | $205K | 929 | 830 |
| Pennsylvania | 87% | $215K | 928 | 795 |
| New Jersey | 89% | $355K | 881 | 750 |
| North Carolina | 86% | $255K | 830 | 706 |
| Michigan | 84% | $155K | 805 | 676 |
| Ohio | 85% | $185K | 686 | 577 |
| South Carolina | 85% | $245K | 661 | 562 |
| Illinois | 85% | $255K | 629 | 528 |
| Tennessee | 88% | $285K | 574 | 503 |
| Indiana | 90% | $225K | 473 | 427 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Equity Prime Mortgage LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tarrant County, TX | Mortgage lenders | 92% | 280 | 255 |
| Polk County, FL | Mortgage lenders | 92% | 271 | 245 |
| Marion County, FL | Mortgage lenders | 98% | 253 | 238 |
| Riverside County, CA | Mortgage lenders | 90% | 240 | 212 |
| Wayne County, MI | Mortgage lenders | 85% | 225 | 189 |
| Maricopa County, AZ | Cash-out refinance | 78% | 209 | 161 |
| Ocean County, NJ | Mortgage lenders | 99% | 156 | 145 |
| Pinal County, AZ | Mortgage lenders | 92% | 158 | 142 |
| Riverside County, CA | Cash-out refinance | 87% | 150 | 129 |
| Pasco County, FL | Mortgage lenders | 89% | 123 | 110 |
| East Baton Rouge Parish, LA | Mortgage lenders | 88% | 119 | 104 |
| San Bernardino County, CA | Cash-out refinance | 85% | 120 | 102 |
The county markets where Equity Prime Mortgage LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Equity Prime Mortgage LLC
What is Equity Prime Mortgage LLC's mortgage approval rate?
Equity Prime Mortgage LLC approved 87.5% of the 24,880 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.5 points above the 81.1% national rate for the same mix of loan types.
How often do borrowers take the loan Equity Prime Mortgage LLC offers?
Borrowers accepted 99% of the loans Equity Prime Mortgage LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Equity Prime Mortgage LLC make?
The typical home purchase mortgage loan Equity Prime Mortgage LLC made was $285K; across all loan types its typical loan ran from $195K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Equity Prime Mortgage LLC lend?
Equity Prime Mortgage LLC decided applications in 52 of the states Fat Boy Data covers, most of them in Florida, Texas and California.
Can I apply to Equity Prime Mortgage LLC directly?
No. Equity Prime Mortgage LLC is a wholesale lender: it funds loans that mortgage brokers bring to it and does not take applications from borrowers directly. Its website is epmwholesale.com.
Does this page show Equity Prime Mortgage LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Equity Prime Mortgage LLC treats applications, then get a rate quote from the lender.