Lender profile · HMDA 2023–2025
Evolve Bank & Trust mortgage approval rates & lending data
Evolve Bank & Trust decided 3,357 mortgage applications and funded 3,070 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 2,249 / 2,427 | 99% | $305K | 2,216 |
| Cash-out refinance | 83% | 104 / 125 | 99% | $265K | 103 |
| Refinance | 88% | 91 / 104 | 95% | $345K | 86 |
| Investment property purchase | 97% | 565 / 584 | 99% | $145K | 560 |
| Investment cash-out refinance | 89% | 41 / 46 | 93% | $215K | 38 |
| Investment refinance | 90% | 37 / 41 | 100% | $155K | 37 |
Evolve Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 95% | $295K | 626 | 585 |
| Massachusetts | 96% | $335K | 456 | 429 |
| Delaware | 93% | $305K | 379 | 346 |
| New York | 91% | $425K | 331 | 296 |
| Arkansas | 97% | $145K | 283 | 273 |
| California | 92% | $655K | 193 | 173 |
| Florida | 85% | $355K | 130 | 110 |
| Mississippi | 94% | $305K | 110 | 100 |
| Connecticut | 95% | $365K | 103 | 95 |
| Maryland | 91% | $335K | 92 | 83 |
| South Carolina | 92% | $405K | 60 | 53 |
| Texas | 89% | $375K | 57 | 51 |
| New Hampshire | 85% | $385K | 47 | 38 |
| Ohio | 83% | $215K | 46 | 37 |
| Georgia | 91% | $295K | 35 | 32 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.