Lender profile · HMDA 2023–2025
FirstLight Federal Credit Union mortgage approval rates & lending data
FirstLight Federal Credit Union decided 2,370 mortgage applications and funded 777 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 55% | 515 / 930 | 44% | $215K | 227 |
| Cash-out refinance | 56% | 671 / 1,204 | 73% | $85K | 492 |
| Refinance | 44% | 28 / 64 | 46% | $185K | 13 |
| Investment property purchase | 65% | 47 / 72 | 49% | $85K | 23 |
| Investment cash-out refinance | 47% | 45 / 95 | 49% | $125K | 22 |
FirstLight Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 53% | $85K | 1,666 | 545 |
| New Mexico | 59% | $75K | 704 | 232 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.