Cash-out refinance lenders in El Paso County, Texas
Fat Boy Data analyzed cash-out refinance activity in El Paso County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,612 applications were decided by 196 lenders between 2023 and 2025.
El Paso County at a glance
How El Paso County compares
What the data shows
GECU Federal Credit Union made the most cash-out refinances in El Paso County, TX, 1,048 of them.
That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 87% of 127.
Lenders approved 61.4% of cash-out refinance applications in El Paso County, TX, 5.4 percentage points below the Texas rate of 66.8%.
The typical cash-out refinance here is $125K, 32% smaller than the Texas typical of $185K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Cash-out refinance lenders in El Paso County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | GECU Federal Credit Union | 73% | 1,057 / 1,443 | 99% | $105K | 1,048 |
| 2 | Rocket Mortgage, LLC | 73% | 707 / 963 | 95% | $155K | 674 |
| 3 | FirstLight Federal Credit Union | 54% | 486 / 901 | 73% | $85K | 357 |
| 4 | El Paso Area Teachers | 83% | 207 / 248 | 98% | $75K | 203 |
| 5 | Amerisave Mortgage Corporation | 20% | 41 / 200 | 95% | $155K | 39 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 191 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest cash-out refinance lenders in El Paso County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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