HomeTexasEl Paso CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in El Paso County, Texas

Fat Boy Data analyzed investment cash-out refinance activity in El Paso County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 938 applications were decided by 136 lenders between 2023 and 2025.

El Paso County at a glance

136Active lenders9 with 20+ decisions
62.5%Market approval rate586 of 938 decided
$145KTypical loanmedian lender, $10K brackets
88%Borrower take-up516 loans funded

How El Paso County compares

Approval rate compared
El Paso County62.5%Texas71.4%All 616 counties73.1%
Typical loan compared
El Paso County$145KTexas$185KAll 616 counties$205K

What the data shows

GECU Federal Credit Union made the most investment cash-out refinances in El Paso County, TX, 32 of them.

El Paso Area Teachers approved the highest share of applications among lenders with at least 20 decisions here, 75% of 28.

Lenders approved 62.5% of investment cash-out refinance applications in El Paso County, TX, 8.9 percentage points below the Texas rate of 71.4%.

The typical investment cash-out refinance here is $145K, 22% smaller than the Texas typical of $185K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Carrington Mortgage Services, LLC: 35% approved of 20FirstLight Federal Credit Union: 40% approved of 72Homexpress Mortgage Corp.: 55% approved of 77GECU Federal Credit Union: 57% approved of 56Rocket Mortgage, LLC: 67% approved of 42Change Lending, LLC: 71% approved of 38El Paso Area Teachers: 75% approved of 28Ocmbc, Inc.: 81% approved of 26United Wholesale Mortgage, LLC: 81% approved of 70

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in El Paso County

LenderApprovalApprovedTaken upTypical loanLoans made
1Homexpress Mortgage Corp.Broker only55%42 / 7798%$155K41
2FirstLight Federal Credit Union40%29 / 7245%$125K13
3United Wholesale Mortgage, LLCBroker only81%57 / 7096%$145K55
4GECU Federal Credit Union57%32 / 56100%$115K32
5Rocket Mortgage, LLC67%28 / 42100%$135K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 131 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in El Paso County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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