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refinance lenders · HMDA 2023–2025

Refinance lenders in El Paso County, Texas

Fat Boy Data analyzed mortgage refinance activity in El Paso County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,433 applications were decided by 201 lenders between 2023 and 2025.

El Paso County at a glance

201Active lenders37 with 20+ decisions
68.5%Market approval rate3,036 of 4,433 decided
$255KTypical loanmedian lender, $10K brackets
86%Borrower take-up2,624 loans funded

How El Paso County compares

Approval rate compared
El Paso County68.5%Texas70.9%All 616 counties76.5%
Typical loan compared
El Paso County$255KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in El Paso County, TX, 259 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

The typical mortgage refinance here is $255K, 24% smaller than the Texas typical of $335K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 38One lender: 9% approved of 35One lender: 13% approved of 140One lender: 30% approved of 33One lender: 33% approved of 39One lender: 36% approved of 61One lender: 36% approved of 47Mortgage Research Center, LLC: 36% approved of 293One lender: 39% approved of 100One lender: 39% approved of 175One lender: 49% approved of 88One lender: 50% approved of 24One lender: 55% approved of 173One lender: 58% approved of 38One lender: 59% approved of 29One lender: 59% approved of 81One lender: 60% approved of 20One lender: 60% approved of 20One lender: 62% approved of 42One lender: 68% approved of 31Rocket Mortgage, LLC: 72% approved of 386One lender: 72% approved of 143One lender: 73% approved of 22One lender: 81% approved of 42One lender: 83% approved of 48One lender: 84% approved of 31One lender: 85% approved of 26United Wholesale Mortgage, LLC: 88% approved of 552One lender: 89% approved of 143One lender: 89% approved of 170Freedom Mortgage Corporation: 94% approved of 364One lender: 95% approved of 20One lender: 95% approved of 20One lender: 95% approved of 61Village Capital & Investment LLC: 95% approved of 215One lender: 100% approved of 33One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in El Paso County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%488 / 55291%$285K442
2Rocket Mortgage, LLC72%278 / 38693%$205K259
3Freedom Mortgage Corporation94%342 / 36472%$275K247
4Mortgage Research Center, LLC36%106 / 29397%$255K103
5Village Capital & Investment LLC95%205 / 21560%$285K123

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 196 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in El Paso County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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