Lender profile · HMDA 2023–2025
Georgia United mortgage approval rates & lending data
Georgia United decided 3,336 mortgage applications and funded 2,220 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 70% | 435 / 617 | 98% | $215K | 427 |
| Home improvement loans | 66% | 1,362 / 2,050 | 98% | $65K | 1,330 |
| Cash-out refinance | 61% | 86 / 140 | 99% | $145K | 85 |
| Refinance | 84% | 305 / 365 | 100% | $115K | 305 |
| Investment property purchase | 60% | 31 / 52 | 100% | $205K | 31 |
| Investment cash-out refinance | 56% | 27 / 48 | 100% | $155K | 27 |
| Investment home improvement | 21% | 12 / 57 | 100% | $55K | 12 |
Georgia United lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 68% | $65K | 3,287 | 2,199 |
| Florida | 56% | $285K | 16 | 8 |
| Tennessee | 43% | $95K | 7 | 3 |
| North Carolina | 80% | $65K | 5 | 4 |
| South Carolina | 80% | $175K | 5 | 4 |
| Alabama | 50% | $95K | 4 | 2 |
| California | 0% | — | 2 | 0 |
| Texas | 0% | — | 2 | 0 |
| Arizona | 0% | — | 1 | 0 |
| Illinois | 0% | — | 1 | 0 |
| Louisiana | 0% | — | 1 | 0 |
| Maryland | 0% | — | 1 | 0 |
| Nevada | 0% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| Oregon | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.