Grow Financial Federal Credit Union mortgage approval rate & lending review
Grow Financial Federal Credit Union decided 1,428 mortgage applications and funded 1,141 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Grow Financial Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Grow Financial Federal Credit Union at a glance
Approval is 6.9 points above the 74.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 421 / 483 | 99% | $345K | 416 |
| Home improvement loans | 78% | 391 / 500 | 99% | $65K | 387 |
| Cash-out refinance | 73% | 167 / 229 | 98% | $155K | 164 |
| Refinance | 81% | 96 / 118 | 99% | $155K | 95 |
| Investment property purchase | 93% | 42 / 45 | 95% | $335K | 40 |
Grow Financial Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 80% | $155K | 1,279 | 1,015 |
| South Carolina | 84% | $355K | 101 | 82 |
| Georgia | 95% | $55K | 20 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Grow Financial Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hillsborough County, FL | Home improvement loans | 75% | 203 | 152 |
| Pinellas County, FL | Home improvement loans | 78% | 122 | 95 |
| Hillsborough County, FL | Cash-out refinance | 74% | 104 | 75 |
| Pasco County, FL | Home improvement loans | 79% | 72 | 55 |
| Pinellas County, FL | Cash-out refinance | 75% | 60 | 45 |
| Hillsborough County, FL | Refinance | 74% | 46 | 34 |
| Manatee County, FL | Home improvement loans | 85% | 34 | 29 |
| Pasco County, FL | Cash-out refinance | 72% | 29 | 20 |
| Pinellas County, FL | Refinance | 75% | 24 | 18 |
The county markets where Grow Financial Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Grow Financial Federal Credit Union
What is Grow Financial Federal Credit Union's mortgage approval rate?
Grow Financial Federal Credit Union approved 81.1% of the 1,428 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.9 points above the 74.2% national rate for the same mix of loan types.
How often do borrowers take the loan Grow Financial Federal Credit Union offers?
Borrowers accepted 99% of the loans Grow Financial Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Grow Financial Federal Credit Union make?
The typical home improvement loan loan Grow Financial Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Grow Financial Federal Credit Union lend?
Grow Financial Federal Credit Union decided applications in 7 of the states Fat Boy Data covers, most of them in Florida, South Carolina and Georgia.
Can I apply to Grow Financial Federal Credit Union directly?
Yes. Grow Financial Federal Credit Union is a bank or credit union with 28 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Grow Financial Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Grow Financial Federal Credit Union treats applications, then get a rate quote from the lender.