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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Pasco County, Florida

Fat Boy Data analyzed home improvement loan activity in Pasco County, Florida, home to Zephyrhills, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,236 applications were decided by 175 lenders between 2023 and 2025.

Pasco County at a glance

175Active lenders39 with 20+ decisions
54.9%Market approval rate3,972 of 7,236 decided
$75KTypical loanmedian lender, $10K brackets
91%Borrower take-up3,601 loans funded

How Pasco County compares

Approval rate compared
Pasco County54.9%Florida53.6%All 616 counties62.7%
Typical loan compared
Pasco County$75KFlorida$75KAll 616 counties$75K

What the data shows

Suncoast Credit Union made the most home improvement loans in Pasco County, FL, 642 of them.

Dfcu Financial approved the highest share of applications among lenders with at least 20 decisions here, 91% of 22.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 294One lender: 26% approved of 246One lender: 26% approved of 34One lender: 28% approved of 29One lender: 34% approved of 38Bank of America, National Association: 35% approved of 818One lender: 37% approved of 110One lender: 43% approved of 21One lender: 44% approved of 393One lender: 45% approved of 49Regions Bank: 46% approved of 530One lender: 51% approved of 108One lender: 52% approved of 31Midflorida: 52% approved of 410Third Federal Savings And Loan Association Of Cleveland: 53% approved of 497One lender: 54% approved of 28One lender: 54% approved of 69One lender: 55% approved of 42One lender: 57% approved of 21One lender: 58% approved of 85One lender: 60% approved of 178One lender: 60% approved of 47One lender: 62% approved of 352One lender: 62% approved of 37One lender: 62% approved of 252One lender: 68% approved of 197One lender: 69% approved of 26Suncoast Credit Union: 70% approved of 945One lender: 71% approved of 94One lender: 72% approved of 61One lender: 73% approved of 215One lender: 74% approved of 47One lender: 78% approved of 23One lender: 79% approved of 72One lender: 80% approved of 61One lender: 83% approved of 48One lender: 88% approved of 26One lender: 91% approved of 22One lender: 97% approved of 216

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Pasco County

LenderApprovalApprovedTaken upTypical loanLoans made
1Suncoast Credit Union70%664 / 94597%$55K642
2Bank of America, National Association35%285 / 81898%$85K279
3Regions Bank46%245 / 53086%$55K210
4Third Federal Savings And Loan Association Of Cleveland53%265 / 49794%$55K249
5Midflorida52%214 / 41094%$55K201

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 170 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Pasco County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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