Hightechlending Inc mortgage approval rate & lending review
Hightechlending Inc decided 2,693 mortgage applications and funded 2,142 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Hightechlending Inc reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to hightechlending.com.
Hightechlending Inc at a glance
Approval is 16.5 points above the 78.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 729 / 765 | 97% | $405K | 704 |
| Home improvement loans | 94% | 106 / 113 | 80% | $315K | 85 |
| Cash-out refinance | 97% | 261 / 268 | 69% | $365K | 179 |
| Refinance | 96% | 1,336 / 1,399 | 78% | $325K | 1,047 |
| Investment property purchase | 89% | 81 / 91 | 99% | $325K | 80 |
| Investment refinance | 87% | 47 / 54 | 96% | $355K | 45 |
Hightechlending Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 96% | $375K | 1,386 | 1,103 |
| Florida | 92% | $455K | 328 | 241 |
| Nevada | 96% | $395K | 246 | 223 |
| Hawaii | 92% | $715K | 162 | 143 |
| Arizona | 97% | $215K | 140 | 108 |
| Texas | 91% | $155K | 86 | 51 |
| Washington | 98% | $405K | 86 | 70 |
| Oregon | 100% | $215K | 57 | 46 |
| Colorado | 91% | $225K | 47 | 38 |
| Utah | 100% | $225K | 47 | 38 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Hightechlending Inc lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Refinance | 94% | 212 | 150 |
| Orange County, CA | Refinance | 94% | 96 | 78 |
| Honolulu County, HI | Mortgage lenders | 94% | 72 | 68 |
| Riverside County, CA | Refinance | 96% | 69 | 48 |
| San Diego County, CA | Refinance | 94% | 64 | 46 |
| Santa Clara County, CA | Refinance | 98% | 46 | 39 |
| San Bernardino County, CA | Refinance | 98% | 47 | 37 |
| Sacramento County, CA | Refinance | 100% | 34 | 33 |
| Honolulu County, HI | Refinance | 90% | 30 | 25 |
| Santa Cruz County, CA | Refinance | 100% | 21 | 21 |
| Placer County, CA | Refinance | 100% | 20 | 18 |
The county markets where Hightechlending Inc made the most loans. Each link opens that market with every lender ranked.
Questions about Hightechlending Inc
What is Hightechlending Inc's mortgage approval rate?
Hightechlending Inc approved 95.1% of the 2,693 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.5 points above the 78.6% national rate for the same mix of loan types.
How often do borrowers take the loan Hightechlending Inc offers?
Borrowers accepted 84% of the loans Hightechlending Inc approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Hightechlending Inc make?
The typical mortgage refinance loan Hightechlending Inc made was $325K; across all loan types its typical loan ran from $315K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Hightechlending Inc lend?
Hightechlending Inc decided applications in 24 of the states Fat Boy Data covers, most of them in California, Florida and Nevada.
Can I apply to Hightechlending Inc directly?
Yes. Hightechlending Inc reports as a direct lender that takes applications from borrowers. Its website is hightechlending.com.
Does this page show Hightechlending Inc's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Hightechlending Inc treats applications, then get a rate quote from the lender.