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refinance lenders · HMDA 2023–2025

Refinance lenders in Placer County, California

Fat Boy Data analyzed mortgage refinance activity in Placer County, California, home to Roseville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,521 applications were decided by 279 lenders between 2023 and 2025.

Placer County at a glance

279Active lenders35 with 20+ decisions
78.1%Market approval rate2,750 of 3,521 decided
$525KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,604 loans funded

How Placer County compares

Approval rate compared
Placer County78.1%California76.7%All 616 counties76.5%
Typical loan compared
Placer County$525KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Placer County, CA, 212 of them.

Provident Funding Associates, L.P. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 44.

The typical mortgage refinance here is $525K, 20% smaller than the California typical of $655K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 91Lakeview Loan Servicing, LLC: 41% approved of 121One lender: 46% approved of 69One lender: 48% approved of 31One lender: 55% approved of 20One lender: 61% approved of 23One lender: 61% approved of 85One lender: 63% approved of 84One lender: 67% approved of 39Bank of America, National Association: 69% approved of 192One lender: 73% approved of 33One lender: 75% approved of 24One lender: 76% approved of 34One lender: 77% approved of 22U.S. Bank National Association: 79% approved of 108One lender: 79% approved of 43One lender: 80% approved of 88One lender: 80% approved of 25Rocket Mortgage, LLC: 83% approved of 263One lender: 83% approved of 48One lender: 84% approved of 43United Wholesale Mortgage, LLC: 88% approved of 739One lender: 89% approved of 28One lender: 90% approved of 29One lender: 90% approved of 30One lender: 90% approved of 51One lender: 91% approved of 46One lender: 92% approved of 48One lender: 92% approved of 24One lender: 92% approved of 26One lender: 93% approved of 28One lender: 95% approved of 21One lender: 97% approved of 32One lender: 100% approved of 44One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Placer County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%648 / 73998%$545K634
2Rocket Mortgage, LLC83%218 / 26397%$525K212
3Bank of America, National Association69%132 / 19299%$185K131
4Lakeview Loan Servicing, LLC41%50 / 12146%$505K23
5U.S. Bank National Association79%85 / 10898%$345K83

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 274 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Placer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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