Intouch Credit Union mortgage approval rate & lending review
Intouch Credit Union decided 475 mortgage applications and funded 264 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Intouch Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Intouch Credit Union at a glance
Approval is 5.3 points below the 68.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 34 / 44 | 94% | $235K | 32 |
| Home improvement loans | 61% | 140 / 229 | 85% | $75K | 119 |
| Cash-out refinance | 63% | 99 / 156 | 93% | $115K | 92 |
| Refinance | 57% | 16 / 28 | 81% | $95K | 13 |
Intouch Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Intouch Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Collin County, TX | Home improvement loans | 64% | 81 | 45 |
| Collin County, TX | Cash-out refinance | 67% | 55 | 34 |
| Clark County, NV | Home improvement loans | 54% | 46 | 20 |
| Dallas County, TX | Home improvement loans | 50% | 20 | 8 |
The county markets where Intouch Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Intouch Credit Union
What is Intouch Credit Union's mortgage approval rate?
Intouch Credit Union approved 62.7% of the 475 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.3 points below the 68.0% national rate for the same mix of loan types.
How often do borrowers take the loan Intouch Credit Union offers?
Borrowers accepted 89% of the loans Intouch Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Intouch Credit Union make?
The typical home improvement loan loan Intouch Credit Union made was $75K; across all loan types its typical loan ran from $75K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Intouch Credit Union lend?
Intouch Credit Union decided applications in 24 of the states Fat Boy Data covers, most of them in Texas, Nevada and Michigan.
Can I apply to Intouch Credit Union directly?
Yes. Intouch Credit Union is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Intouch Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Intouch Credit Union treats applications, then get a rate quote from the lender.