Lender profile · HMDA 2023–2025
Intrust Bank, National Association mortgage approval rates & lending data
Intrust Bank, National Association decided 1,126 mortgage applications and funded 848 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 341 / 368 | 97% | $215K | 330 |
| Home improvement loans | 61% | 220 / 363 | 95% | $45K | 209 |
| Refinance | 72% | 145 / 201 | 97% | $95K | 141 |
| Investment property purchase | 98% | 97 / 99 | 100% | $145K | 97 |
| Investment refinance | 94% | 50 / 53 | 100% | $85K | 50 |
Intrust Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 77% | $145K | 1,000 | 748 |
| Arkansas | 87% | $285K | 52 | 43 |
| Oklahoma | 66% | $105K | 41 | 27 |
| Missouri | 85% | $145K | 20 | 17 |
| Florida | 100% | $255K | 6 | 6 |
| Arizona | 100% | $625K | 2 | 2 |
| Texas | 100% | $305K | 2 | 2 |
| Colorado | 100% | $455K | 1 | 1 |
| Ohio | 100% | $155K | 1 | 1 |
| Tennessee | 100% | $205K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.