Intrust Bank, National Association mortgage approval rate & lending review
Intrust Bank, National Association decided 1,126 mortgage applications and funded 848 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Intrust Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Intrust Bank, National Association at a glance
Approval is 1.6 points above the 76.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 341 / 368 | 97% | $215K | 330 |
| Home improvement loans | 61% | 220 / 363 | 95% | $45K | 209 |
| Refinance | 72% | 145 / 201 | 97% | $95K | 141 |
| Investment property purchase | 98% | 97 / 99 | 100% | $145K | 97 |
| Investment refinance | 94% | 50 / 53 | 100% | $85K | 50 |
Intrust Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 77% | $145K | 1,000 | 748 |
| Arkansas | 87% | $285K | 52 | 43 |
| Oklahoma | 66% | $105K | 41 | 27 |
| Missouri | 85% | $145K | 20 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Intrust Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Sedgwick County, KS | Mortgage lenders | 94% | 324 | 292 |
| Sedgwick County, KS | Home improvement loans | 57% | 278 | 151 |
| Sedgwick County, KS | Refinance | 69% | 148 | 98 |
| Sedgwick County, KS | Investment property purchase | 96% | 57 | 55 |
| Sedgwick County, KS | Investment refinance | 89% | 28 | 25 |
| Johnson County, KS | Home improvement loans | 83% | 29 | 23 |
| Johnson County, KS | Refinance | 83% | 23 | 19 |
The county markets where Intrust Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Intrust Bank, National Association
What is Intrust Bank, National Association's mortgage approval rate?
Intrust Bank, National Association approved 77.7% of the 1,126 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.6 points above the 76.1% national rate for the same mix of loan types.
How often do borrowers take the loan Intrust Bank, National Association offers?
Borrowers accepted 97% of the loans Intrust Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Intrust Bank, National Association make?
The typical home purchase mortgage loan Intrust Bank, National Association made was $215K; across all loan types its typical loan ran from $45K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Intrust Bank, National Association lend?
Intrust Bank, National Association decided applications in 10 of the states Fat Boy Data covers, most of them in Kansas, Arkansas and Oklahoma.
Can I apply to Intrust Bank, National Association directly?
Yes. Intrust Bank, National Association is a bank or credit union with 40 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Intrust Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Intrust Bank, National Association treats applications, then get a rate quote from the lender.