Iserve Residential Lending, LLC mortgage approval rate & lending review
Iserve Residential Lending, LLC decided 1,471 mortgage applications and funded 1,320 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Iserve Residential Lending, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to iservelending.com.
Iserve Residential Lending, LLC at a glance
Approval is 16.5 points above the 79.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 771 / 798 | 93% | $375K | 714 |
| Cash-out refinance | 96% | 503 / 524 | 95% | $325K | 480 |
| Refinance | 96% | 79 / 82 | 86% | $355K | 68 |
| Investment property purchase | 95% | 39 / 41 | 92% | $225K | 36 |
Iserve Residential Lending, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 96% | $355K | 470 | 421 |
| Georgia | 98% | $355K | 249 | 237 |
| Nevada | 99% | $415K | 225 | 204 |
| California | 92% | $575K | 137 | 116 |
| Florida | 97% | $255K | 76 | 70 |
| Virginia | 92% | $315K | 74 | 63 |
| Alabama | 97% | $305K | 65 | 60 |
| Oregon | 90% | $355K | 61 | 50 |
| Colorado | 100% | $405K | 38 | 34 |
| Indiana | 100% | $215K | 37 | 33 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Iserve Residential Lending, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Washoe County, NV | Mortgage lenders | 98% | 193 | 173 |
| Rutherford County, TN | Mortgage lenders | 96% | 91 | 80 |
| Lane County, OR | Mortgage lenders | 91% | 44 | 37 |
| Hamilton County, TN | Cash-out refinance | 97% | 37 | 35 |
| Gwinnett County, GA | Cash-out refinance | 97% | 33 | 32 |
| Cobb County, GA | Cash-out refinance | 100% | 27 | 27 |
| Knox County, TN | Cash-out refinance | 100% | 27 | 23 |
| Rutherford County, TN | Cash-out refinance | 93% | 27 | 23 |
The county markets where Iserve Residential Lending, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Iserve Residential Lending, LLC
What is Iserve Residential Lending, LLC's mortgage approval rate?
Iserve Residential Lending, LLC approved 96.3% of the 1,471 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.5 points above the 79.9% national rate for the same mix of loan types.
How often do borrowers take the loan Iserve Residential Lending, LLC offers?
Borrowers accepted 93% of the loans Iserve Residential Lending, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Iserve Residential Lending, LLC make?
The typical home purchase mortgage loan Iserve Residential Lending, LLC made was $375K; across all loan types its typical loan ran from $225K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Iserve Residential Lending, LLC lend?
Iserve Residential Lending, LLC decided applications in 14 of the states Fat Boy Data covers, most of them in Tennessee, Georgia and Nevada.
Can I apply to Iserve Residential Lending, LLC directly?
Yes. Iserve Residential Lending, LLC reports as a direct lender that takes applications from borrowers. Its website is iservelending.com.
Does this page show Iserve Residential Lending, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Iserve Residential Lending, LLC treats applications, then get a rate quote from the lender.