Lender profile · HMDA 2023–2025
Jsc mortgage approval rates & lending data
Jsc decided 2,487 mortgage applications and funded 1,784 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 899 / 974 | 95% | $265K | 856 |
| Home improvement loans | 67% | 695 / 1,044 | 82% | $65K | 569 |
| Cash-out refinance | 82% | 56 / 68 | 95% | $245K | 53 |
| Refinance | 79% | 216 / 273 | 92% | $115K | 198 |
| Investment property purchase | 95% | 86 / 91 | 91% | $195K | 78 |
| Investment cash-out refinance | 90% | 26 / 29 | 96% | $165K | 25 |
Jsc lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.