Lender profile · HMDA 2023–2025
Langley Federal Credit Union mortgage approval rates & lending data
Langley Federal Credit Union decided 3,573 mortgage applications and funded 2,836 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 304 / 350 | 98% | $255K | 297 |
| Home improvement loans | 80% | 1,617 / 2,032 | 100% | $55K | 1,617 |
| Cash-out refinance | 84% | 74 / 88 | 96% | $195K | 71 |
| Refinance | 84% | 660 / 782 | 100% | $105K | 659 |
| Investment property purchase | 62% | 21 / 34 | 100% | $145K | 21 |
| Investment refinance | 65% | 33 / 51 | 100% | $75K | 33 |
| Investment home improvement | 58% | 136 / 233 | 100% | $55K | 136 |
Langley Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 80% | $55K | 3,326 | 2,646 |
| North Carolina | 81% | $525K | 178 | 143 |
| Maryland | 70% | $55K | 69 | 47 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.