refinance lenders · HMDA 2023–2025

Refinance lenders in Newport News city, Virginia

Fat Boy Data analyzed mortgage refinance activity in Newport News city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,667 applications were decided by 126 lenders between 2023 and 2025.

Newport News city at a glance

126Active lenders18 with 20+ decisions
82.3%Market approval rate1,372 of 1,667 decided
$285KTypical loanmedian lender, $10K brackets
88%Borrower take-up1,214 loans funded

How Newport News city compares

Approval rate compared
Newport News city82.3%Virginia79.3%All 616 counties76.5%
Typical loan compared
Newport News city$285KVirginia$395KAll 616 counties$295K

What the data shows

Langley Federal Credit Union made the most mortgage refinances in Newport News city, VA, 134 of them.

TowneBank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical mortgage refinance here is $285K, 28% smaller than the Virginia typical of $395K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 30One lender: 50% approved of 22One lender: 58% approved of 36One lender: 59% approved of 51Mortgage Research Center, LLC: 70% approved of 113One lender: 73% approved of 49One lender: 82% approved of 77One lender: 82% approved of 44Langley Federal Credit Union: 85% approved of 158One lender: 89% approved of 61One lender: 90% approved of 20One lender: 91% approved of 99United Wholesale Mortgage, LLC: 92% approved of 211Pennymac Loan Services, LLC: 94% approved of 106Freedom Mortgage Corporation: 95% approved of 124One lender: 95% approved of 21One lender: 100% approved of 24One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Newport News city

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%195 / 21190%$305K176
2Langley Federal Credit Union85%134 / 158100%$75K134
3Freedom Mortgage Corporation95%118 / 12472%$285K85
4Mortgage Research Center, LLC70%79 / 11399%$305K78
5Pennymac Loan Services, LLC94%100 / 10680%$305K80

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 121 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Newport News city. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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