Network Capital Funding Corporation mortgage approval rate & lending review
Network Capital Funding Corporation decided 9,116 mortgage applications and funded 2,232 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Network Capital Funding Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to networkcapital.com.
Network Capital Funding Corporation at a glance
Approval is 43.3 points below the 70.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 60% | 132 / 220 | 93% | $415K | 123 |
| Cash-out refinance | 22% | 1,642 / 7,359 | 91% | $305K | 1,493 |
| Refinance | 38% | 399 / 1,047 | 93% | $315K | 370 |
| Investment property purchase | 72% | 23 / 32 | 87% | $305K | 20 |
| Investment cash-out refinance | 50% | 190 / 377 | 94% | $245K | 178 |
| Investment refinance | 64% | 52 / 81 | 92% | $305K | 48 |
Network Capital Funding Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 25% | $375K | 2,445 | 564 |
| Florida | 29% | $285K | 1,627 | 434 |
| Texas | 22% | $225K | 1,111 | 207 |
| New Jersey | 31% | $335K | 619 | 184 |
| Arizona | 30% | $255K | 520 | 146 |
| North Carolina | 32% | $305K | 463 | 133 |
| Washington | 26% | $395K | 302 | 73 |
| Virginia | 41% | $365K | 274 | 105 |
| Pennsylvania | 22% | $245K | 241 | 48 |
| Maryland | 25% | $415K | 206 | 44 |
| Illinois | 15% | $185K | 164 | 20 |
| Colorado | 26% | $295K | 134 | 32 |
| New York | 33% | $225K | 126 | 37 |
| Ohio | 30% | $155K | 100 | 27 |
| Michigan | 26% | $215K | 91 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Network Capital Funding Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Cash-out refinance | 19% | 441 | 76 |
| Riverside County, CA | Cash-out refinance | 24% | 238 | 54 |
| Maricopa County, AZ | Cash-out refinance | 24% | 218 | 49 |
| San Bernardino County, CA | Cash-out refinance | 23% | 196 | 42 |
| Miami-Dade County, FL | Cash-out refinance | 29% | 139 | 39 |
| Harris County, TX | Cash-out refinance | 22% | 162 | 31 |
| Orange County, CA | Cash-out refinance | 26% | 107 | 26 |
| Palm Beach County, FL | Cash-out refinance | 26% | 103 | 26 |
| San Diego County, CA | Cash-out refinance | 20% | 123 | 23 |
| Broward County, FL | Cash-out refinance | 18% | 131 | 22 |
| Duval County, FL | Cash-out refinance | 29% | 68 | 20 |
| Mecklenburg County, NC | Cash-out refinance | 40% | 52 | 20 |
The county markets where Network Capital Funding Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Network Capital Funding Corporation
What is Network Capital Funding Corporation's mortgage approval rate?
Network Capital Funding Corporation approved 26.7% of the 9,116 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 43.3 points below the 70.0% national rate for the same mix of loan types.
How often do borrowers take the loan Network Capital Funding Corporation offers?
Borrowers accepted 92% of the loans Network Capital Funding Corporation approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Network Capital Funding Corporation make?
The typical cash-out refinance loan Network Capital Funding Corporation made was $305K; across all loan types its typical loan ran from $245K to $415K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Network Capital Funding Corporation lend?
Network Capital Funding Corporation decided applications in 45 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Network Capital Funding Corporation directly?
Yes. Network Capital Funding Corporation reports as a direct lender that takes applications from borrowers. Its website is networkcapital.com.
Does this page show Network Capital Funding Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Network Capital Funding Corporation treats applications, then get a rate quote from the lender.