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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Palm Beach County, Florida

Fat Boy Data analyzed cash-out refinance activity in Palm Beach County, Florida, home to West Palm Beach, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 17,065 applications were decided by 436 lenders between 2023 and 2025.

Palm Beach County at a glance

436Active lenders93 with 20+ decisions
61.2%Market approval rate10,437 of 17,065 decided
$235KTypical loanmedian lender, $10K brackets
94%Borrower take-up9,765 loans funded

How Palm Beach County compares

Approval rate compared
Palm Beach County61.2%Florida62.2%All 616 counties68.2%
Typical loan compared
Palm Beach County$235KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Palm Beach County, FL, 2,278 of them.

The Mortgage Firm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical cash-out refinance here is $235K, 21% larger than the Florida typical of $195K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 123One lender: 17% approved of 233Amerisave Mortgage Corporation: 20% approved of 985One lender: 25% approved of 178One lender: 26% approved of 103One lender: 27% approved of 111One lender: 29% approved of 154Newrez LLC: 35% approved of 775One lender: 35% approved of 285One lender: 36% approved of 56One lender: 36% approved of 347One lender: 40% approved of 186One lender: 41% approved of 73One lender: 41% approved of 41One lender: 43% approved of 44One lender: 47% approved of 96One lender: 48% approved of 46One lender: 49% approved of 39One lender: 52% approved of 116One lender: 52% approved of 152One lender: 53% approved of 352One lender: 54% approved of 48One lender: 57% approved of 402One lender: 58% approved of 65One lender: 59% approved of 73One lender: 60% approved of 89One lender: 61% approved of 416One lender: 61% approved of 158One lender: 61% approved of 296One lender: 62% approved of 60One lender: 62% approved of 299One lender: 65% approved of 66One lender: 66% approved of 235One lender: 66% approved of 41One lender: 66% approved of 140One lender: 67% approved of 54One lender: 68% approved of 283One lender: 70% approved of 105United Wholesale Mortgage, LLC: 70% approved of 1,942One lender: 73% approved of 55One lender: 73% approved of 44Ithink Financial Credit Union: 74% approved of 451One lender: 74% approved of 47One lender: 75% approved of 130One lender: 75% approved of 64Rocket Mortgage, LLC: 75% approved of 3,177One lender: 76% approved of 45One lender: 77% approved of 310One lender: 77% approved of 57One lender: 78% approved of 109One lender: 81% approved of 63One lender: 81% approved of 43One lender: 82% approved of 57One lender: 86% approved of 145One lender: 88% approved of 48One lender: 89% approved of 70One lender: 92% approved of 209One lender: 95% approved of 73One lender: 100% approved of 69One lender: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Palm Beach County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%2,383 / 3,17796%$165K2,278
2United Wholesale Mortgage, LLCBroker only70%1,356 / 1,94297%$265K1,310
3Amerisave Mortgage Corporation20%196 / 98596%$115K188
4Newrez LLC35%269 / 77599%$125K266
5Ithink Financial Credit Union74%335 / 45199%$105K333

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 431 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Palm Beach County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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