Lender profile · HMDA 2023–2025
Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union mortgage approval rates & lending data
Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union decided 2,329 mortgage applications and funded 1,910 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 370 / 386 | 99% | $265K | 365 |
| Home improvement loans | 83% | 1,016 / 1,225 | 93% | $75K | 948 |
| Cash-out refinance | 85% | 265 / 313 | 97% | $105K | 256 |
| Refinance | 87% | 220 / 254 | 94% | $95K | 206 |
| Investment property purchase | 96% | 73 / 76 | 100% | $185K | 73 |
| Investment cash-out refinance | 90% | 28 / 31 | 100% | $185K | 28 |
| Investment refinance | 97% | 29 / 30 | 97% | $175K | 28 |
Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 86% | $75K | 2,326 | 1,907 |
| North Carolina | 100% | $295K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.