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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Virginia Beach city, Virginia

Fat Boy Data analyzed cash-out refinance activity in Virginia Beach city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,853 applications were decided by 216 lenders between 2023 and 2025.

Virginia Beach city at a glance

216Active lenders41 with 20+ decisions
70.0%Market approval rate4,096 of 5,853 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,880 loans funded

How Virginia Beach city compares

Approval rate compared
Virginia Beach city70.0%Virginia69.7%All 616 counties68.2%
Typical loan compared
Virginia Beach city$175KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Virginia Beach city, VA, 960 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical cash-out refinance here is $175K, 10% smaller than the Virginia typical of $195K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 155Amerisave Mortgage Corporation: 28% approved of 338One lender: 30% approved of 30One lender: 39% approved of 23One lender: 40% approved of 86One lender: 40% approved of 126One lender: 41% approved of 27One lender: 42% approved of 26One lender: 43% approved of 161Newrez LLC: 54% approved of 236One lender: 57% approved of 58One lender: 61% approved of 69One lender: 61% approved of 23One lender: 65% approved of 63One lender: 68% approved of 72One lender: 69% approved of 35One lender: 69% approved of 193One lender: 70% approved of 178One lender: 70% approved of 37Navy Federal Credit Union: 72% approved of 601One lender: 75% approved of 195One lender: 75% approved of 20One lender: 77% approved of 44One lender: 77% approved of 22One lender: 80% approved of 110United Wholesale Mortgage, LLC: 81% approved of 422Rocket Mortgage, LLC: 84% approved of 1,173One lender: 84% approved of 25One lender: 85% approved of 27One lender: 86% approved of 76One lender: 86% approved of 118One lender: 86% approved of 78One lender: 90% approved of 21One lender: 91% approved of 55One lender: 92% approved of 25One lender: 92% approved of 26One lender: 95% approved of 38One lender: 95% approved of 66One lender: 96% approved of 28One lender: 97% approved of 38One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Virginia Beach city

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%981 / 1,17398%$165K960
2Navy Federal Credit Union72%434 / 60199%$125K428
3United Wholesale Mortgage, LLCBroker only81%343 / 42297%$275K332
4Amerisave Mortgage Corporation28%93 / 33898%$125K91
5Newrez LLC54%127 / 23697%$165K123

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 211 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Virginia Beach city. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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