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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Virginia Beach city, Virginia

Fat Boy Data analyzed cash-out refinance activity in Virginia Beach city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,853 applications were decided by 216 lenders between 2023 and 2025.

Virginia Beach city at a glance

216Active lenders41 with 20+ decisions
70.0%Market approval rate4,096 of 5,853 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,880 loans funded

How Virginia Beach city compares

Approval rate compared
Virginia Beach city70.0%Virginia69.7%All 616 counties68.2%
Typical loan compared
Virginia Beach city$175KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Virginia Beach city, VA, 960 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical cash-out refinance here is $175K, 10% smaller than the Virginia typical of $195K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 26% approved of 155Amerisave Mortgage Corporation: 28% approved of 338American Financing Corporation: 30% approved of 30Capital Center, L.L.C.: 39% approved of 23Lakeview Loan Servicing, LLC: 40% approved of 86Carrington Mortgage Services, LLC: 40% approved of 126Spring Eq, LLC: 41% approved of 27USAA Federal Savings Bank: 42% approved of 26New Day Financial, LLC: 43% approved of 161Newrez LLC: 54% approved of 236Mutual of Omaha Mortgage, Inc.: 57% approved of 58Village Capital & Investment LLC: 61% approved of 69Prosperity Home Mortgage, LLC: 61% approved of 23New American Funding, LLC: 65% approved of 63Wells Fargo Bank, National Association: 68% approved of 72Flagstar Bank, National Association: 69% approved of 35Pennymac Loan Services, LLC: 69% approved of 193Loandepot.Com, LLC: 70% approved of 178Equity Prime Mortgage LLC: 70% approved of 37Navy Federal Credit Union: 72% approved of 601Freedom Mortgage Corporation: 75% approved of 195Onity Mortgage Corporation: 75% approved of 20Quorum Federal Credit Union: 77% approved of 44Lower, LLC: 77% approved of 22GoodLeap, LLC: 80% approved of 110United Wholesale Mortgage, LLC: 81% approved of 422Rocket Mortgage, LLC: 84% approved of 1,173Magnolia Bank, Incorporated: 84% approved of 25Truist Bank: 85% approved of 27The Federal Savings Bank: 86% approved of 76Nationstar Mortgage LLC: 86% approved of 118Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union: 86% approved of 78TOWER Federal Credit Union: 90% approved of 21Atlantic Bay Mortgage Group, L.L.C.: 91% approved of 55TowneBank: 92% approved of 25Southern Trust Mortgage, LLC: 92% approved of 26Coastal Community Bank: 95% approved of 38Beach Municipal Federal Credit Union: 95% approved of 66American Neighborhood Mortgage Acceptance Company LLC: 96% approved of 28Movement Mortgage, LLC: 97% approved of 38Crosscountry Mortgage, LLC: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Virginia Beach city

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%981 / 1,17398%$165K960
2Navy Federal Credit Union72%434 / 60199%$125K428
3United Wholesale Mortgage, LLCBroker only81%343 / 42297%$275K332
4Amerisave Mortgage Corporation28%93 / 33898%$125K91
5Newrez LLC54%127 / 23697%$165K123

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 211 more lenders.

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