Nexera Holding LLC mortgage approval rate & lending review
Nexera Holding LLC decided 14,273 mortgage applications and funded 12,511 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Nexera Holding LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Nexera Holding LLC at a glance
Approval is 8.7 points above the 80.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 4,044 / 4,319 | 99% | $555K | 4,007 |
| Cash-out refinance | 84% | 2,230 / 2,640 | 98% | $245K | 2,193 |
| Refinance | 86% | 419 / 489 | 98% | $725K | 409 |
| Investment property purchase | 91% | 2,956 / 3,263 | 98% | $305K | 2,908 |
| Investment cash-out refinance | 87% | 2,392 / 2,753 | 99% | $275K | 2,357 |
| Investment refinance | 81% | 659 / 809 | 97% | $285K | 637 |
Nexera Holding LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 90% | $575K | 4,090 | 3,638 |
| Florida | 87% | $335K | 2,109 | 1,816 |
| Texas | 86% | $365K | 1,608 | 1,365 |
| Arizona | 90% | $325K | 837 | 742 |
| Illinois | 88% | $275K | 499 | 436 |
| Georgia | 91% | $255K | 425 | 378 |
| New Jersey | 90% | $305K | 417 | 367 |
| Washington | 89% | $415K | 410 | 356 |
| Pennsylvania | 92% | $195K | 336 | 303 |
| North Carolina | 91% | $235K | 294 | 264 |
| Colorado | 92% | $405K | 277 | 252 |
| Ohio | 87% | $155K | 277 | 241 |
| South Carolina | 93% | $275K | 256 | 233 |
| Utah | 87% | $385K | 237 | 206 |
| Michigan | 85% | $175K | 226 | 187 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Nexera Holding LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Cash-out refinance | 84% | 255 | 211 |
| Los Angeles County, CA | Investment cash-out refinance | 91% | 198 | 177 |
| Los Angeles County, CA | Investment property purchase | 94% | 135 | 125 |
| Maricopa County, AZ | Investment cash-out refinance | 91% | 133 | 118 |
| San Diego County, CA | Cash-out refinance | 89% | 124 | 108 |
| Maricopa County, AZ | Investment property purchase | 96% | 113 | 106 |
| Orange County, CA | Cash-out refinance | 85% | 123 | 105 |
| Maricopa County, AZ | Cash-out refinance | 85% | 120 | 101 |
| Cook County, IL | Investment property purchase | 90% | 90 | 80 |
| Miami-Dade County, FL | Investment property purchase | 82% | 97 | 78 |
| Cook County, IL | Investment cash-out refinance | 89% | 85 | 76 |
| Miami-Dade County, FL | Investment cash-out refinance | 79% | 94 | 74 |
The county markets where Nexera Holding LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Nexera Holding LLC
What is Nexera Holding LLC's mortgage approval rate?
Nexera Holding LLC approved 89.0% of the 14,273 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.7 points above the 80.3% national rate for the same mix of loan types.
How often do borrowers take the loan Nexera Holding LLC offers?
Borrowers accepted 99% of the loans Nexera Holding LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Nexera Holding LLC make?
The typical home purchase mortgage loan Nexera Holding LLC made was $555K; across all loan types its typical loan ran from $245K to $725K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Nexera Holding LLC lend?
Nexera Holding LLC decided applications in 49 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Nexera Holding LLC directly?
Yes. Nexera Holding LLC reports as a direct lender that takes applications from borrowers.
Does this page show Nexera Holding LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Nexera Holding LLC treats applications, then get a rate quote from the lender.