Lender profile · HMDA 2023–2025
OneAZ Credit Union mortgage approval rates & lending data
OneAZ Credit Union decided 5,381 mortgage applications and funded 3,477 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 1,034 / 1,267 | 99% | $465K | 1,026 |
| Home improvement loans | 59% | 1,817 / 3,069 | 97% | $105K | 1,756 |
| Cash-out refinance | 61% | 278 / 457 | 96% | $265K | 268 |
| Refinance | 70% | 269 / 385 | 97% | $425K | 260 |
| Investment property purchase | 91% | 120 / 132 | 100% | $305K | 120 |
| Investment cash-out refinance | 62% | 31 / 50 | 100% | $255K | 31 |
OneAZ Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 66% | $105K | 5,365 | 3,477 |
| Georgia | 0% | — | 3 | 0 |
| California | 0% | — | 2 | 0 |
| Florida | 0% | — | 2 | 0 |
| Illinois | 0% | — | 2 | 0 |
| Connecticut | 0% | — | 1 | 0 |
| Michigan | 0% | — | 1 | 0 |
| Nevada | 0% | — | 1 | 0 |
| New Mexico | 0% | — | 1 | 0 |
| North Dakota | 0% | — | 1 | 0 |
| Tennessee | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.