Lender profile · HMDA 2023–2025
Orange County's Federal Credit Union mortgage approval rates & lending data
Orange County's Federal Credit Union decided 5,103 mortgage applications and funded 3,479 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 235 / 274 | 93% | $555K | 218 |
| Cash-out refinance | 70% | 3,038 / 4,331 | 98% | $135K | 2,981 |
| Refinance | 63% | 76 / 121 | 99% | $495K | 75 |
| Investment cash-out refinance | 54% | 193 / 356 | 98% | $155K | 189 |
Orange County's Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 70% | $135K | 5,103 | 3,479 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.