PARTNERS Federal Credit Union mortgage approval rate & lending review
PARTNERS Federal Credit Union decided 2,483 mortgage applications and funded 1,705 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions PARTNERS Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
PARTNERS Federal Credit Union at a glance
Approval is 1.5 points below the 70.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 643 / 688 | 99% | $375K | 638 |
| Home improvement loans | 57% | 843 / 1,468 | 99% | $105K | 832 |
| Cash-out refinance | 68% | 119 / 174 | 99% | $285K | 118 |
| Refinance | 76% | 73 / 96 | 99% | $395K | 72 |
| Investment property purchase | 90% | 38 / 42 | 97% | $365K | 37 |
PARTNERS Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 68% | $275K | 1,349 | 913 |
| California | 71% | $155K | 1,131 | 791 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where PARTNERS Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Home improvement loans | 66% | 370 | 241 |
| Orange County, FL | Mortgage lenders | 95% | 212 | 202 |
| Orange County, FL | Home improvement loans | 61% | 284 | 173 |
| Orange County, CA | Home improvement loans | 58% | 221 | 127 |
| Osceola County, FL | Home improvement loans | 46% | 142 | 64 |
| Polk County, FL | Home improvement loans | 43% | 137 | 58 |
| Lake County, FL | Home improvement loans | 62% | 92 | 56 |
| Orange County, FL | Cash-out refinance | 78% | 41 | 31 |
| Riverside County, CA | Home improvement loans | 44% | 62 | 26 |
| San Bernardino County, CA | Home improvement loans | 53% | 47 | 25 |
| Seminole County, FL | Home improvement loans | 67% | 24 | 15 |
The county markets where PARTNERS Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about PARTNERS Federal Credit Union
What is PARTNERS Federal Credit Union's mortgage approval rate?
PARTNERS Federal Credit Union approved 69.5% of the 2,483 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.5 points below the 70.9% national rate for the same mix of loan types.
How often do borrowers take the loan PARTNERS Federal Credit Union offers?
Borrowers accepted 99% of the loans PARTNERS Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does PARTNERS Federal Credit Union make?
The typical home improvement loan loan PARTNERS Federal Credit Union made was $105K; across all loan types its typical loan ran from $105K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does PARTNERS Federal Credit Union lend?
PARTNERS Federal Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in Florida, California and Illinois.
Can I apply to PARTNERS Federal Credit Union directly?
Yes. PARTNERS Federal Credit Union is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show PARTNERS Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how PARTNERS Federal Credit Union treats applications, then get a rate quote from the lender.