Lender profile · HMDA 2023–2025
Primelending, A Plainscapital Company mortgage approval rates & lending data
Primelending, A Plainscapital Company decided 70,981 mortgage applications and funded 60,524 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 58,096 / 61,102 | 91% | $305K | 53,030 |
| Home improvement loans | 84% | 96 / 114 | 91% | $105K | 87 |
| Cash-out refinance | 77% | 2,260 / 2,937 | 92% | $255K | 2,068 |
| Refinance | 83% | 2,362 / 2,858 | 90% | $385K | 2,136 |
| Investment property purchase | 94% | 2,948 / 3,149 | 91% | $215K | 2,683 |
| Investment cash-out refinance | 74% | 432 / 580 | 89% | $175K | 383 |
| Investment refinance | 71% | 168 / 236 | 80% | $175K | 134 |
Primelending, A Plainscapital Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 93% | $385K | 20,302 | 17,018 |
| South Carolina | 95% | $285K | 4,550 | 3,991 |
| California | 92% | $435K | 4,240 | 3,488 |
| New York | 93% | $205K | 3,752 | 3,281 |
| Florida | 91% | $285K | 3,405 | 2,846 |
| Missouri | 96% | $265K | 3,097 | 2,826 |
| Ohio | 95% | $195K | 3,005 | 2,607 |
| Arizona | 92% | $365K | 2,581 | 2,171 |
| Pennsylvania | 94% | $155K | 1,955 | 1,695 |
| Maryland | 94% | $235K | 1,576 | 1,365 |
| North Carolina | 94% | $315K | 1,568 | 1,319 |
| Illinois | 93% | $245K | 1,517 | 1,292 |
| Washington | 96% | $345K | 1,435 | 1,285 |
| Georgia | 90% | $295K | 1,387 | 1,115 |
| New Mexico | 93% | $235K | 1,236 | 1,034 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.