Primelending, A Plainscapital Company mortgage approval rate & lending review
Primelending, A Plainscapital Company decided 70,981 mortgage applications and funded 60,524 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Primelending, A Plainscapital Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Primelending, A Plainscapital Company at a glance
Approval is 7.3 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 58,096 / 61,102 | 91% | $305K | 53,030 |
| Home improvement loans | 84% | 96 / 114 | 91% | $105K | 87 |
| Cash-out refinance | 77% | 2,260 / 2,937 | 92% | $255K | 2,068 |
| Refinance | 83% | 2,362 / 2,858 | 90% | $385K | 2,136 |
| Investment property purchase | 94% | 2,948 / 3,149 | 91% | $215K | 2,683 |
| Investment cash-out refinance | 74% | 432 / 580 | 89% | $175K | 383 |
| Investment refinance | 71% | 168 / 236 | 80% | $175K | 134 |
Primelending, A Plainscapital Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 93% | $385K | 20,302 | 17,018 |
| South Carolina | 95% | $285K | 4,550 | 3,991 |
| California | 92% | $435K | 4,240 | 3,488 |
| New York | 93% | $205K | 3,752 | 3,281 |
| Florida | 91% | $285K | 3,405 | 2,846 |
| Missouri | 96% | $265K | 3,097 | 2,826 |
| Ohio | 95% | $195K | 3,005 | 2,607 |
| Arizona | 92% | $365K | 2,581 | 2,171 |
| Pennsylvania | 94% | $155K | 1,955 | 1,695 |
| Maryland | 94% | $235K | 1,576 | 1,365 |
| North Carolina | 94% | $315K | 1,568 | 1,319 |
| Illinois | 93% | $245K | 1,517 | 1,292 |
| Washington | 96% | $345K | 1,435 | 1,285 |
| Georgia | 90% | $295K | 1,387 | 1,115 |
| New Mexico | 93% | $235K | 1,236 | 1,034 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Primelending, A Plainscapital Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Denton County, TX | Mortgage lenders | 96% | 1,753 | 1,473 |
| Collin County, TX | Mortgage lenders | 96% | 1,589 | 1,325 |
| Harris County, TX | Mortgage lenders | 94% | 1,595 | 1,319 |
| Greenville County, SC | Mortgage lenders | 98% | 1,362 | 1,262 |
| Maricopa County, AZ | Mortgage lenders | 94% | 1,363 | 1,161 |
| Monroe County, NY | Mortgage lenders | 96% | 1,199 | 1,114 |
| Webb County, TX | Mortgage lenders | 91% | 1,296 | 1,091 |
| Midland County, TX | Mortgage lenders | 96% | 1,102 | 1,001 |
| Jackson County, MO | Mortgage lenders | 97% | 1,076 | 986 |
| Bexar County, TX | Mortgage lenders | 94% | 1,001 | 842 |
| Clay County, MO | Mortgage lenders | 99% | 855 | 823 |
| Tarrant County, TX | Mortgage lenders | 95% | 900 | 772 |
The county markets where Primelending, A Plainscapital Company made the most loans. Each link opens that market with every lender ranked.
Questions about Primelending, A Plainscapital Company
What is Primelending, A Plainscapital Company's mortgage approval rate?
Primelending, A Plainscapital Company approved 93.5% of the 70,981 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.3 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Primelending, A Plainscapital Company offers?
Borrowers accepted 91% of the loans Primelending, A Plainscapital Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Primelending, A Plainscapital Company make?
The typical home purchase mortgage loan Primelending, A Plainscapital Company made was $305K; across all loan types its typical loan ran from $105K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Primelending, A Plainscapital Company lend?
Primelending, A Plainscapital Company decided applications in 51 of the states Fat Boy Data covers, most of them in Texas, South Carolina and California.
Can I apply to Primelending, A Plainscapital Company directly?
Yes. Primelending, A Plainscapital Company reports as a direct lender that takes applications from borrowers.
Does this page show Primelending, A Plainscapital Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Primelending, A Plainscapital Company treats applications, then get a rate quote from the lender.