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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Florence County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Florence County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,271 applications were decided by 113 lenders between 2023 and 2025.

Florence County at a glance

113Active lenders18 with 20+ decisions
59.9%Market approval rate761 of 1,271 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up724 loans funded

How Florence County compares

Approval rate compared
Florence County59.9%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Florence County$145KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Florence County, SC, 200 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 28.

Lenders approved 59.9% of cash-out refinance applications in Florence County, SC, 9.1 percentage points below the South Carolina rate of 69.0%.

The typical cash-out refinance here is $145K, 12% smaller than the South Carolina typical of $165K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 37One lender: 20% approved of 25One lender: 31% approved of 42Amerisave Mortgage Corporation: 32% approved of 88One lender: 45% approved of 31One lender: 45% approved of 22One lender: 47% approved of 38One lender: 50% approved of 20One lender: 53% approved of 36Loandepot.Com, LLC: 54% approved of 54One lender: 55% approved of 20Safe Federal Credit Union: 59% approved of 56One lender: 62% approved of 26Rocket Mortgage, LLC: 74% approved of 281One lender: 74% approved of 27United Wholesale Mortgage, LLC: 75% approved of 67One lender: 94% approved of 35One lender: 96% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Florence County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%207 / 28197%$145K200
2Amerisave Mortgage Corporation32%28 / 88100%$95K28
3United Wholesale Mortgage, LLCBroker only75%50 / 6798%$185K49
4Safe Federal Credit Union59%33 / 5694%$85K31
5Loandepot.Com, LLC54%29 / 5497%$175K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 108 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Florence County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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