Shea Mortgage Inc. mortgage approval rate & lending review
Shea Mortgage Inc. decided 2,938 mortgage applications and funded 2,827 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Shea Mortgage Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Shea Mortgage Inc. at a glance
Approval is 9.1 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,680 / 2,767 | 99% | $515K | 2,666 |
| Investment property purchase | 95% | 159 / 168 | 99% | $465K | 158 |
Shea Mortgage Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 97% | $495K | 901 | 877 |
| California | 95% | $685K | 776 | 728 |
| Colorado | 97% | $665K | 665 | 643 |
| Texas | 95% | $425K | 220 | 209 |
| Washington | 100% | $445K | 91 | 90 |
| Idaho | 100% | $365K | 79 | 79 |
| South Carolina | 99% | $665K | 69 | 68 |
| Nevada | 97% | $425K | 68 | 65 |
| Florida | 98% | $275K | 57 | 56 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Shea Mortgage Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Douglas County, CO | Mortgage lenders | 97% | 648 | 627 |
| Maricopa County, AZ | Mortgage lenders | 97% | 644 | 624 |
| Pinal County, AZ | Mortgage lenders | 98% | 149 | 146 |
| Ventura County, CA | Mortgage lenders | 97% | 126 | 122 |
| San Joaquin County, CA | Mortgage lenders | 96% | 115 | 109 |
| Ada County, ID | Mortgage lenders | 100% | 71 | 71 |
| York County, SC | Mortgage lenders | 99% | 69 | 68 |
| Yavapai County, AZ | Mortgage lenders | 100% | 53 | 53 |
| Monterey County, CA | Mortgage lenders | 95% | 40 | 37 |
The county markets where Shea Mortgage Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Shea Mortgage Inc.
What is Shea Mortgage Inc.'s mortgage approval rate?
Shea Mortgage Inc. approved 96.7% of the 2,938 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.1 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Shea Mortgage Inc. offers?
Borrowers accepted 99% of the loans Shea Mortgage Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Shea Mortgage Inc. make?
The typical home purchase mortgage loan Shea Mortgage Inc. made was $515K; across all loan types its typical loan ran from $465K to $515K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Shea Mortgage Inc. lend?
Shea Mortgage Inc. decided applications in 10 of the states Fat Boy Data covers, most of them in Arizona, California and Colorado.
Can I apply to Shea Mortgage Inc. directly?
Yes. Shea Mortgage Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Shea Mortgage Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Shea Mortgage Inc. treats applications, then get a rate quote from the lender.