Sunflower Bank, National Association mortgage approval rate & lending review
Sunflower Bank, National Association decided 8,038 mortgage applications and funded 7,489 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sunflower Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Sunflower Bank, National Association at a glance
Approval is 8.7 points above the 85.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 6,024 / 6,261 | 100% | $345K | 5,998 |
| Home improvement loans | 90% | 56 / 62 | 100% | $255K | 56 |
| Cash-out refinance | 75% | 389 / 516 | 99% | $305K | 385 |
| Refinance | 87% | 523 / 601 | 99% | $405K | 517 |
| Investment property purchase | 94% | 408 / 432 | 99% | $335K | 405 |
| Investment cash-out refinance | 77% | 72 / 94 | 100% | $245K | 72 |
| Investment refinance | 79% | 38 / 48 | 100% | $275K | 38 |
Sunflower Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 92% | $315K | 1,834 | 1,678 |
| Washington | 95% | $335K | 1,697 | 1,600 |
| Colorado | 97% | $505K | 1,007 | 972 |
| Arizona | 93% | $425K | 826 | 765 |
| Idaho | 98% | $415K | 590 | 575 |
| New Mexico | 94% | $325K | 547 | 513 |
| Oregon | 93% | $385K | 380 | 355 |
| Kansas | 88% | $195K | 312 | 273 |
| Michigan | 94% | $215K | 204 | 192 |
| California | 87% | $605K | 172 | 149 |
| North Carolina | 93% | $305K | 70 | 65 |
| Missouri | 91% | $215K | 55 | 50 |
| Florida | 91% | $445K | 45 | 41 |
| Nevada | 100% | $445K | 27 | 27 |
| Illinois | 83% | $325K | 24 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sunflower Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Spokane County, WA | Mortgage lenders | 96% | 1,166 | 1,120 |
| El Paso County, TX | Mortgage lenders | 93% | 272 | 249 |
| Dallas County, TX | Mortgage lenders | 95% | 242 | 228 |
| Ada County, ID | Mortgage lenders | 100% | 225 | 225 |
| Denver County, CO | Mortgage lenders | 98% | 214 | 206 |
| Santa Fe County, NM | Mortgage lenders | 98% | 183 | 179 |
| Bernalillo County, NM | Mortgage lenders | 95% | 167 | 158 |
| Arapahoe County, CO | Mortgage lenders | 97% | 156 | 152 |
| Jefferson County, CO | Mortgage lenders | 99% | 150 | 148 |
| Canyon County, ID | Mortgage lenders | 98% | 150 | 146 |
| Sedgwick County, KS | Mortgage lenders | 93% | 111 | 103 |
| Douglas County, CO | Mortgage lenders | 99% | 100 | 98 |
The county markets where Sunflower Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Sunflower Bank, National Association
What is Sunflower Bank, National Association's mortgage approval rate?
Sunflower Bank, National Association approved 93.7% of the 8,038 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.7 points above the 85.0% national rate for the same mix of loan types.
How often do borrowers take the loan Sunflower Bank, National Association offers?
Borrowers accepted 99% of the loans Sunflower Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sunflower Bank, National Association make?
The typical home purchase mortgage loan Sunflower Bank, National Association made was $345K; across all loan types its typical loan ran from $245K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sunflower Bank, National Association lend?
Sunflower Bank, National Association decided applications in 44 of the states Fat Boy Data covers, most of them in Texas, Washington and Colorado.
Can I apply to Sunflower Bank, National Association directly?
Yes. Sunflower Bank, National Association is a bank or credit union with 101 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Sunflower Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sunflower Bank, National Association treats applications, then get a rate quote from the lender.