Lender profile · HMDA 2023–2025
Texas Trust mortgage approval rates & lending data
Texas Trust decided 786 mortgage applications and funded 715 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 135 / 139 | 100% | $275K | 135 |
| Home improvement loans | 78% | 21 / 27 | 95% | $125K | 20 |
| Cash-out refinance | 91% | 500 / 547 | 99% | $95K | 497 |
| Investment cash-out refinance | 96% | 27 / 28 | 89% | $295K | 24 |
Texas Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 92% | $95K | 786 | 715 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.