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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kennebec County, Maine

Fat Boy Data analyzed cash-out refinance activity in Kennebec County, Maine, home to Augusta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,293 applications were decided by 117 lenders between 2023 and 2025.

Kennebec County at a glance

117Active lenders15 with 20+ decisions
64.8%Market approval rate838 of 1,293 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up798 loans funded

How Kennebec County compares

Approval rate compared
Kennebec County64.8%Maine71.7%All 616 counties68.2%
Typical loan compared
Kennebec County$155KMaine$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kennebec County, ME, 226 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 88% of 34.

Lenders approved 64.8% of cash-out refinance applications in Kennebec County, ME, 6.9 percentage points below the Maine rate of 71.7%.

The typical cash-out refinance here is $155K, 11% smaller than the Maine typical of $175K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 42Amerisave Mortgage Corporation: 36% approved of 110One lender: 38% approved of 37Newrez LLC: 43% approved of 46One lender: 44% approved of 36One lender: 47% approved of 30One lender: 62% approved of 29One lender: 63% approved of 46One lender: 64% approved of 25One lender: 73% approved of 37Rocket Mortgage, LLC: 75% approved of 310The Camden National Bank: 79% approved of 99United Wholesale Mortgage, LLC: 79% approved of 53One lender: 84% approved of 31One lender: 88% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Kennebec County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%232 / 31097%$155K226
2Amerisave Mortgage Corporation36%40 / 110100%$85K40
3The Camden National Bank79%78 / 9999%$145K77
4United Wholesale Mortgage, LLCBroker only79%42 / 5398%$215K41
5Newrez LLC43%20 / 46100%$175K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 112 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Kennebec County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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