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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cumberland County, Maine

Fat Boy Data analyzed cash-out refinance activity in Cumberland County, Maine, home to Portland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,607 applications were decided by 178 lenders between 2023 and 2025.

Cumberland County at a glance

178Active lenders31 with 20+ decisions
74.5%Market approval rate2,688 of 3,607 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,589 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County74.5%Maine71.7%All 616 counties68.2%
Typical loan compared
Cumberland County$175KMaine$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cumberland County, ME, 439 of them.

Total Mortgage Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 29.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 3% approved of 30Amerisave Mortgage Corporation: 22% approved of 178One lender: 35% approved of 81One lender: 36% approved of 33One lender: 44% approved of 34One lender: 45% approved of 31One lender: 50% approved of 107One lender: 52% approved of 25One lender: 59% approved of 29One lender: 60% approved of 20One lender: 63% approved of 27One lender: 66% approved of 79One lender: 70% approved of 30One lender: 76% approved of 51One lender: 77% approved of 47One lender: 77% approved of 88Rocket Mortgage, LLC: 80% approved of 569One lender: 81% approved of 37United Wholesale Mortgage, LLC: 83% approved of 167One lender: 83% approved of 166One lender: 84% approved of 70Town & Country Federal Credit Union: 85% approved of 371Evergreen Credit Union: 86% approved of 204One lender: 87% approved of 30One lender: 87% approved of 94One lender: 88% approved of 128One lender: 90% approved of 49One lender: 91% approved of 53One lender: 92% approved of 98One lender: 93% approved of 56One lender: 93% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%454 / 56997%$175K439
2Town & Country Federal Credit Union85%316 / 37197%$105K307
3Evergreen Credit Union86%175 / 20499%$65K174
4Amerisave Mortgage Corporation22%40 / 178100%$145K40
5United Wholesale Mortgage, LLCBroker only83%138 / 16798%$275K135

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 173 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Cumberland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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