The Mortgage Link, Inc. mortgage approval rate & lending review
The Mortgage Link, Inc. decided 5,780 mortgage applications and funded 5,241 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Mortgage Link, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Mortgage Link, Inc. at a glance
Approval is 11.7 points above the 86.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 4,889 / 4,993 | 93% | $275K | 4,560 |
| Cash-out refinance | 97% | 203 / 210 | 91% | $215K | 184 |
| Refinance | 98% | 276 / 283 | 90% | $265K | 248 |
| Investment property purchase | 97% | 193 / 198 | 92% | $145K | 178 |
| Investment cash-out refinance | 98% | 47 / 48 | 85% | $105K | 40 |
The Mortgage Link, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $315K | 2,047 | 1,866 |
| Michigan | 98% | $175K | 1,375 | 1,272 |
| Oklahoma | 99% | $225K | 991 | 912 |
| Maryland | 96% | $405K | 713 | 628 |
| Arizona | 93% | $355K | 178 | 148 |
| Illinois | 95% | $275K | 151 | 129 |
| Florida | 99% | $335K | 78 | 71 |
| Pennsylvania | 98% | $285K | 53 | 47 |
| Virginia | 98% | $455K | 46 | 41 |
| Louisiana | 100% | $205K | 21 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Mortgage Link, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Wayne County, MI | Mortgage lenders | 98% | 738 | 680 |
| Tulsa County, OK | Mortgage lenders | 99% | 684 | 638 |
| Dallas County, TX | Mortgage lenders | 99% | 386 | 369 |
| Montgomery County, MD | Mortgage lenders | 96% | 204 | 183 |
| El Paso County, TX | Mortgage lenders | 95% | 169 | 143 |
| Oakland County, MI | Mortgage lenders | 100% | 130 | 126 |
| Oklahoma County, OK | Mortgage lenders | 99% | 123 | 107 |
| Frederick County, MD | Mortgage lenders | 100% | 106 | 100 |
| Ellis County, TX | Mortgage lenders | 97% | 98 | 93 |
| Webb County, TX | Mortgage lenders | 100% | 88 | 87 |
| Macomb County, MI | Mortgage lenders | 98% | 93 | 86 |
| Wayne County, MI | Refinance | 100% | 77 | 72 |
The county markets where The Mortgage Link, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about The Mortgage Link, Inc.
What is The Mortgage Link, Inc.'s mortgage approval rate?
The Mortgage Link, Inc. approved 97.8% of the 5,780 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.7 points above the 86.1% national rate for the same mix of loan types.
How often do borrowers take the loan The Mortgage Link, Inc. offers?
Borrowers accepted 93% of the loans The Mortgage Link, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Mortgage Link, Inc. make?
The typical home purchase mortgage loan The Mortgage Link, Inc. made was $275K; across all loan types its typical loan ran from $105K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Mortgage Link, Inc. lend?
The Mortgage Link, Inc. decided applications in 29 of the states Fat Boy Data covers, most of them in Texas, Michigan and Oklahoma.
Can I apply to The Mortgage Link, Inc. directly?
Yes. The Mortgage Link, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show The Mortgage Link, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Mortgage Link, Inc. treats applications, then get a rate quote from the lender.