Triad Financial Services, Inc. mortgage approval rate & lending review
Triad Financial Services, Inc. decided 125,855 mortgage applications and funded 26,394 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Triad Financial Services, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Triad Financial Services, Inc. at a glance
Approval is 37.3 points below the 87.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 50% | 61,571 / 122,578 | 42% | $95K | 25,778 |
| Refinance | 38% | 403 / 1,062 | 36% | $55K | 144 |
| Investment property purchase | 56% | 1,240 / 2,211 | 38% | $95K | 471 |
Triad Financial Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 43% | $105K | 20,481 | 2,769 |
| Michigan | 46% | $55K | 17,966 | 3,454 |
| California | 70% | $165K | 14,302 | 4,098 |
| Florida | 45% | $85K | 11,886 | 2,164 |
| Louisiana | 42% | $105K | 4,444 | 525 |
| Pennsylvania | 63% | $75K | 4,242 | 1,256 |
| Indiana | 49% | $45K | 4,162 | 1,034 |
| Oregon | 63% | $115K | 3,495 | 974 |
| Ohio | 49% | $55K | 3,334 | 743 |
| Washington | 69% | $115K | 3,276 | 1,220 |
| Arizona | 57% | $95K | 3,226 | 925 |
| Colorado | 40% | $95K | 2,940 | 562 |
| North Carolina | 40% | $105K | 2,484 | 304 |
| Alabama | 49% | $125K | 2,422 | 398 |
| Illinois | 40% | $35K | 2,414 | 591 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Triad Financial Services, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Mortgage lenders | 57% | 1,646 | 489 |
| Riverside County, CA | Mortgage lenders | 66% | 1,580 | 477 |
| Los Angeles County, CA | Mortgage lenders | 70% | 1,800 | 466 |
| Kent County, MI | Mortgage lenders | 44% | 2,123 | 418 |
| San Diego County, CA | Mortgage lenders | 68% | 1,394 | 405 |
| Wayne County, MI | Mortgage lenders | 43% | 2,349 | 402 |
| Santa Clara County, CA | Mortgage lenders | 78% | 1,071 | 373 |
| Macomb County, MI | Mortgage lenders | 46% | 2,001 | 359 |
| San Bernardino County, CA | Mortgage lenders | 71% | 1,332 | 357 |
| Ottawa County, MI | Mortgage lenders | 47% | 1,811 | 334 |
| Sedgwick County, KS | Mortgage lenders | 47% | 1,090 | 315 |
| Genesee County, MI | Mortgage lenders | 53% | 1,509 | 315 |
The county markets where Triad Financial Services, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Triad Financial Services, Inc.
What is Triad Financial Services, Inc.'s mortgage approval rate?
Triad Financial Services, Inc. approved 50.2% of the 125,855 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 37.3 points below the 87.5% national rate for the same mix of loan types.
How often do borrowers take the loan Triad Financial Services, Inc. offers?
Borrowers accepted 42% of the loans Triad Financial Services, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Triad Financial Services, Inc. make?
The typical home purchase mortgage loan Triad Financial Services, Inc. made was $95K; across all loan types its typical loan ran from $55K to $95K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Triad Financial Services, Inc. lend?
Triad Financial Services, Inc. decided applications in 48 of the states Fat Boy Data covers, most of them in Texas, Michigan and California.
Can I apply to Triad Financial Services, Inc. directly?
Yes. Triad Financial Services, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Triad Financial Services, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Triad Financial Services, Inc. treats applications, then get a rate quote from the lender.