Trumark Credit Union mortgage approval rate & lending review
Trumark Credit Union decided 7,566 mortgage applications and funded 5,264 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Trumark Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Trumark Credit Union at a glance
Approval is 3.2 points above the 68.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 935 / 1,147 | 98% | $355K | 916 |
| Home improvement loans | 70% | 3,154 / 4,476 | 97% | $105K | 3,051 |
| Cash-out refinance | 71% | 108 / 152 | 97% | $325K | 105 |
| Refinance | 76% | 719 / 951 | 96% | $145K | 693 |
| Investment property purchase | 73% | 172 / 237 | 96% | $325K | 165 |
| Investment cash-out refinance | 74% | 31 / 42 | 100% | $145K | 31 |
| Investment refinance | 67% | 62 / 93 | 90% | $125K | 56 |
| Investment home improvement | 54% | 252 / 468 | 98% | $45K | 247 |
Trumark Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 71% | $105K | 6,739 | 4,650 |
| New Jersey | 75% | $105K | 595 | 440 |
| Delaware | 77% | $155K | 161 | 122 |
| Florida | 61% | $105K | 44 | 27 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Trumark Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Montgomery County, PA | Home improvement loans | 78% | 1,139 | 861 |
| Bucks County, PA | Home improvement loans | 77% | 946 | 711 |
| Philadelphia County, PA | Home improvement loans | 53% | 1,016 | 514 |
| Chester County, PA | Home improvement loans | 80% | 536 | 411 |
| Delaware County, PA | Home improvement loans | 67% | 422 | 270 |
| Montgomery County, PA | Mortgage lenders | 85% | 266 | 219 |
| Philadelphia County, PA | Mortgage lenders | 73% | 256 | 183 |
| Bucks County, PA | Refinance | 77% | 220 | 163 |
| Montgomery County, PA | Refinance | 77% | 213 | 158 |
| Bucks County, PA | Mortgage lenders | 82% | 168 | 136 |
| Philadelphia County, PA | Refinance | 67% | 212 | 134 |
| Philadelphia County, PA | Investment home improvement | 49% | 250 | 118 |
The county markets where Trumark Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Trumark Credit Union
What is Trumark Credit Union's mortgage approval rate?
Trumark Credit Union approved 71.8% of the 7,566 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.2 points above the 68.6% national rate for the same mix of loan types.
How often do borrowers take the loan Trumark Credit Union offers?
Borrowers accepted 97% of the loans Trumark Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Trumark Credit Union make?
The typical home improvement loan loan Trumark Credit Union made was $105K; across all loan types its typical loan ran from $45K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Trumark Credit Union lend?
Trumark Credit Union decided applications in 10 of the states Fat Boy Data covers, most of them in Pennsylvania, New Jersey and Delaware.
Can I apply to Trumark Credit Union directly?
Yes. Trumark Credit Union reports as a direct lender that takes applications from borrowers.
Does this page show Trumark Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Trumark Credit Union treats applications, then get a rate quote from the lender.