refinance lenders · HMDA 2023–2025

Refinance lenders in Philadelphia County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Philadelphia County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,793 applications were decided by 280 lenders between 2023 and 2025.

Philadelphia County at a glance

280Active lenders51 with 20+ decisions
64.8%Market approval rate4,400 of 6,793 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,117 loans funded

How Philadelphia County compares

Approval rate compared
Philadelphia County64.8%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Philadelphia County$135KPennsylvania$115KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Philadelphia County, PA, 814 of them.

MortgageCountry, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

Lenders approved 64.8% of mortgage refinance applications in Philadelphia County, PA, 11.0 percentage points below the Pennsylvania rate of 75.8%.

The typical mortgage refinance here is $135K, 17% larger than the Pennsylvania typical of $115K.

Approval rate of all 51 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 29One lender: 6% approved of 34One lender: 21% approved of 33One lender: 24% approved of 181One lender: 29% approved of 21One lender: 33% approved of 30One lender: 34% approved of 44One lender: 36% approved of 121One lender: 45% approved of 47One lender: 46% approved of 103One lender: 46% approved of 26One lender: 47% approved of 86One lender: 47% approved of 123One lender: 50% approved of 210One lender: 51% approved of 37One lender: 52% approved of 33One lender: 53% approved of 66One lender: 57% approved of 49One lender: 60% approved of 98Citizens Bank, National Association: 61% approved of 1,410One lender: 61% approved of 101One lender: 64% approved of 179PNC Bank, National Association: 65% approved of 519One lender: 65% approved of 26One lender: 65% approved of 26One lender: 66% approved of 182Trumark Credit Union: 67% approved of 212One lender: 69% approved of 144One lender: 70% approved of 27One lender: 70% approved of 27Rocket Mortgage, LLC: 71% approved of 336One lender: 71% approved of 34One lender: 71% approved of 21One lender: 72% approved of 74One lender: 72% approved of 29One lender: 75% approved of 20One lender: 75% approved of 105One lender: 76% approved of 33One lender: 78% approved of 36One lender: 78% approved of 153One lender: 79% approved of 39United Wholesale Mortgage, LLC: 80% approved of 239One lender: 84% approved of 62One lender: 86% approved of 29One lender: 86% approved of 132One lender: 90% approved of 58One lender: 93% approved of 41One lender: 94% approved of 80One lender: 97% approved of 62One lender: 98% approved of 113One lender: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Philadelphia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association61%861 / 1,41095%$125K814
2PNC Bank, National Association65%335 / 51996%$105K322
3Rocket Mortgage, LLC71%237 / 33691%$225K215
4United Wholesale Mortgage, LLCBroker only80%191 / 23994%$275K180
5Trumark Credit Union67%143 / 21294%$105K134

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 275 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Philadelphia County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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