Home improvement loan lenders in Chester County, Pennsylvania
Fat Boy Data analyzed home improvement loan activity in Chester County, Pennsylvania, home to Phoenixville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,330 applications were decided by 169 lenders between 2023 and 2025.
Chester County at a glance
How Chester County compares
What the data shows
Citadel Federal Credit Union made the most home improvement loans in Chester County, PA, 666 of them.
Merck Sharp & Dohme Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.
Lenders approved 74.0% of home improvement loan applications in Chester County, PA, 7.4 percentage points above the Pennsylvania rate of 66.7%.
The typical home improvement loan here is $105K, 62% larger than the Pennsylvania typical of $65K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Chester County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank, National Association | 73% | 593 / 813 | 96% | $155K | 572 |
| 2 | Citadel Federal Credit Union | 86% | 678 / 785 | 98% | $105K | 666 |
| 3 | Trumark Credit Union | 80% | 428 / 536 | 96% | $125K | 411 |
| 4 | PNC Bank, National Association | 78% | 406 / 523 | 96% | $105K | 391 |
| 5 | Franklin Mint | 83% | 285 / 345 | 96% | $105K | 275 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 164 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Chester County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.